Comparison

Crust Business vs STECS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Crust Business

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We designed Crust Africa’s business banking to cater for your business needs. Access funds you need to run your business, pay your bills, earn commissions, and request for POS terminals. What can you do with a Crust business account? You can open an account and access capital to grow your business. We understand how difficult it is for agribusinesses and SMEs to access the funds they need to expand their business and that’s one challenge we’re solving. Download the mobile app to get started. Pay your bills like the boss that you are Paying utility bills or buying airtime should be the least of your worries. That’s why we’ve simplified the process on our business banking app. Now you can sort out all your electricity and other utility bills with ease. Access POS terminals and offer payment services Whether you’re a merchant or mobile money agent, you can request for a POS terminal and get it with the click of a button. You can track inflows and outflows, enable withdrawals, deposit money, and earn commissions while at it without worrying about network downtime. We’re always here to help you when you need, our customer service team is available to help resolve any challenges you might have. Earn commissions on every transaction We know that every naira counts for you, so we don’t just want to give you the tools to grow your revenue, you also earn commissions and cashback on every transaction and bill you pay. So you make money while spending money. To learn more about Crust business banking, head to www.crust.africa/business or reach out to support@crust.africa.com. Download Crust business banking and access a complete set of financial tools to grow your business and take it to the next level.

About

STECS

Manage all your finances in one place with this ethical mobile money app. It offers swift account opening, comprehensive money management tools, card services, and access to investments and credit products.

Highlights
  • All-in-one finance management
  • Swift account opening
  • Money management tools
  • Card services
  • Investment options
  • Credit products
Features
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Stecs is an ethical mobile money app that lets you manage all your finances in just one app. Swift account opening process, money management tools, cards services, investments and credit products are some of the things you stand to gain by opening an account with us.

Screenshots

Crust Business4 screens
STECS4 screens

Verdict

The call

The clearest difference is update cadence: STECS at every 3 weeks against Crust Business's every 6 weeks. Crust Business's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Crust Business ships an update every 6 weeks, STECS every 3 weeks. The most recent releases landed on May 18, 2026 and September 16, 2026 respectively.

Scorecard2 real differences · 8 level
Crust Business versus STECS: the parameters behind the verdict, then further details
ParameterCrust BusinessSTECS
PriceFreeFree
Rating4.3 (10 ratings) — better
Positive reviews33.3% of reviews
Number of ratings10 — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size44 MB116 MB
Age rating4+4+
DeveloperTMONI TECHNOLOGIES LIMITEDSTECS FINANCIAL TECHNOLOGIES LTD

In-app purchases

None

Crust Business

No in-app purchases

None

STECS

No in-app purchases

Questions

Is Crust Business free?
Crust Business is free to download, with no in-app purchases.
Is STECS free?
STECS is free to download, with no in-app purchases.
Do Crust Business or STECS have ads?
Neither Crust Business nor STECS shows ads.
Which is updated more often, Crust Business or STECS?
Crust Business ships an update every 6 weeks, and STECS every 3 weeks. Most recently, Crust Business was updated on May 18, 2026 and STECS on September 16, 2026.

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