Comparison

Finkart vs Simplifin.ai

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Finkart

Features
Read full description

My Planner is an all-in-one personal finance app that simplifies mutual fund management. With an amazing user interface and interactive features, you can seamlessly manage your mutual fund portfolio, view all transactions and SIPs, search for various baskets and compare different mutual funds, and check their factsheets. The online investment account creation process is simplified to just 5 minutes, and you can complete the whole transaction journey within the app without having to authenticate the transaction from email. Additionally, mandate authentication can also be completed within the app and can be activated within 2 minutes. With My Planner, you'll be able to get better organised in personal finance and ensure your mutual fund investments are on track.

About

Simplifin.ai

Features
Read full description

Simplifin.ai is an AI-powered investment app that makes mutual fund investing simple, smart, and personalized for everyone. Whether you are starting your first SIP or looking to optimize your portfolio, Simplifin.ai helps you make better financial decisions. Key Benefits: Invest in Mutual Funds Digitally – Quick onboarding, seamless KYC, and instant transactions. Start Small with Micro SIPs – Begin investing with as little as β‚Ή100 and build wealth step by step. AI-Powered Portfolio Analyzer – Understand which funds to buy, hold, or exit. Smart Fund Screener – Find the right mutual funds tailored to your goals and risk profile. Goal-Based Planning – Plan for retirement, education, or wealth creation with personalized recommendations. Track & Manage Easily – Monitor all your investments in one place with real-time insights. Safe & Secure – Built on trusted platforms with bank-grade security. With Simplifin.ai, you don’t need to be a finance expert – the app does the hard work for you. From micro SIPs to long-term wealth creation, it guides you with intelligent suggestions so you can invest confidently and achieve your financial goals Simplifin.ai is an AI-powered investment app that makes mutual fund investing simple, smart, and personalized for everyone. Whether you are starting your first SIP or looking to optimize your portfolio, Simplifin.ai helps you make better financial decisions.

Screenshots

Finkart4 screens
Simplifin.ai4 screens

Verdict

The call

The clearest difference is update cadence: Simplifin.ai at every 2 weeks against Finkart's every 2 months. Finkart's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Finkart ships an update every 2 months, Simplifin.ai every 2 weeks. The most recent releases landed on October 27, 2026 and November 5, 2026 respectively.

Scorecard2 real differences Β· 4 level
Finkart versus Simplifin.ai: the parameters behind the verdict, then further details
ParameterFinkartSimplifin.ai
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 weeks β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 β€” better15.1
Further details β€” not scored
Size76 MB60 MB
Age rating17+4+
DeveloperFUTUREWISE TECHNOLOGIES PRIVATE LIMITEDMindfinness Enterprises Private Limted

In-app purchases

None

Finkart

No in-app purchases

None

Simplifin.ai

No in-app purchases

Questions

Is Finkart free?
Finkart is free to download, with no in-app purchases.
Is Simplifin.ai free?
Simplifin.ai is free to download, with no in-app purchases.
Do Finkart or Simplifin.ai have ads?
Neither Finkart nor Simplifin.ai shows ads.
Which is updated more often, Finkart or Simplifin.ai?
Finkart ships an update every 2 months, and Simplifin.ai every 2 weeks. Most recently, Finkart was updated on October 27, 2026 and Simplifin.ai on November 5, 2026.

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