Finkart vs Simplifin.ai
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Finkart
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My Planner is an all-in-one personal finance app that simplifies mutual fund management. With an amazing user interface and interactive features, you can seamlessly manage your mutual fund portfolio, view all transactions and SIPs, search for various baskets and compare different mutual funds, and check their factsheets. The online investment account creation process is simplified to just 5 minutes, and you can complete the whole transaction journey within the app without having to authenticate the transaction from email. Additionally, mandate authentication can also be completed within the app and can be activated within 2 minutes. With My Planner, you'll be able to get better organised in personal finance and ensure your mutual fund investments are on track.
Simplifin.ai
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Simplifin.ai is an AI-powered investment app that makes mutual fund investing simple, smart, and personalized for everyone. Whether you are starting your first SIP or looking to optimize your portfolio, Simplifin.ai helps you make better financial decisions. Key Benefits: Invest in Mutual Funds Digitally β Quick onboarding, seamless KYC, and instant transactions. Start Small with Micro SIPs β Begin investing with as little as βΉ100 and build wealth step by step. AI-Powered Portfolio Analyzer β Understand which funds to buy, hold, or exit. Smart Fund Screener β Find the right mutual funds tailored to your goals and risk profile. Goal-Based Planning β Plan for retirement, education, or wealth creation with personalized recommendations. Track & Manage Easily β Monitor all your investments in one place with real-time insights. Safe & Secure β Built on trusted platforms with bank-grade security. With Simplifin.ai, you donβt need to be a finance expert β the app does the hard work for you. From micro SIPs to long-term wealth creation, it guides you with intelligent suggestions so you can invest confidently and achieve your financial goals Simplifin.ai is an AI-powered investment app that makes mutual fund investing simple, smart, and personalized for everyone. Whether you are starting your first SIP or looking to optimize your portfolio, Simplifin.ai helps you make better financial decisions.
Screenshots
Verdict
The clearest difference is update cadence: Simplifin.ai at every 2 weeks against Finkart's every 2 months. Finkart's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Finkart ships an update every 2 months, Simplifin.ai every 2 weeks. The most recent releases landed on October 27, 2026 and November 5, 2026 respectively.
| Parameter | Finkart | Simplifin.ai |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 β better | 15.1 |
| Further details β not scored | ||
| Size | 76 MB | 60 MB |
| Age rating | 17+ | 4+ |
| Developer | FUTUREWISE TECHNOLOGIES PRIVATE LIMITED | Mindfinness Enterprises Private Limted |
In-app purchases
Finkart
No in-app purchases
Simplifin.ai
No in-app purchases









