Comparison

Extrak vs NeverDue

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Extrak

Features
Read full description

Take control of your finances, measure to manage! Unlock these essential features for smart money management โ€ข Budget Planner: Set spending caps per category. Monitor your journey towards financial wellness. โ€ข Quick Expense Entry: Log expenses effortlessly. Real-time tracking for on-the-move spending. โ€ข Receipt Scanner: Digitize receipts with your device's camera. Say goodbye to paper chaos! โ€ข Expense Tags: Tailor your categories for granular insights into spending habits. โ€ข Data Visuals: Decode your spending with easy-to-read charts and graphs. Know your financial standing at a glance. โ€ข Secure Access: Face Lock adds an extra layer of security. Your financial data stays private. Billing info: Charges apply to your iTunes account. Auto-renewal unless canceled 24-hours before the current period ends. Manage or cancel subscriptions via iTunes settings. Unused free trial portions are forfeited upon subscription. Use of this app signifies your acceptance of our Terms of Service: https://extrak.app/terms-of-service

About

NeverDue

Features
Read full description

NeverDue helps you stay on top of every recurring payment โ€” EMIs, loans, subscriptions, insurance, SIPs, rent, credit card bills and more. TRACK EVERYTHING IN ONE PLACE Add all your recurring payments with details like amount, frequency, interest rate and duration. Supports monthly, weekly, quarterly, yearly or custom payment schedules. SMART REMINDERS Get notified before every due date so you never miss a payment. Customize reminder timing for each payment individually. CALENDAR VIEW See all your upcoming payments on a clean monthly calendar. Tap any date to see what's due and mark payments as paid. INSIGHTS & ANALYTICS - Category-wise spending breakdown - Monthly outflow trends - Payment projections for the next 12 months - Debt timeline showing when each loan ends DEBT PLANNER (Pro) Plan your debt-free journey with proven strategies: - Snowball method (smallest balance first) - Avalanche method (highest interest first) - What-If simulator to see how extra payments help - Complete payoff schedule with projected dates EXPORT YOUR DATA (Pro) Export your payment data as CSV or a formatted PDF report โ€” great for tax filing, budgeting, or sharing with a financial advisor. PRIVACY FIRST Your financial data never leaves your device. No account needed. No cloud sync. No tracking. Everything is stored locally on your phone. ADDITIONAL FEATURES - Dark mode support - Shared payment tracking (split EMIs) - Backup & restore your data - Mark payments as paid with swipe gestures - Indian Rupee formatting with lakhs & crores - Haptic feedback for a polished experience NEVERDUE PRO Unlock advanced features like Debt Planner, detailed insights, payment projections, CSV & PDF export, and unlimited payment tracking with a yearly subscription. Download NeverDue today and take control of your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://neverdue.app/privacy-policy

Screenshots

Extrak4 screens
NeverDue4 screens

Verdict

The call

Extrak and NeverDue are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Extrak sells 2 in-app purchases, starting at $3.99 per month and NeverDue sells 1 in-app purchase, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Extrak versus NeverDue: the parameters behind the verdict, then further details
ParameterExtrakNeverDue
PriceFreeFree
Update frequencyFortnightlyโ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS16.415.1 โ€” better
Further details โ€” not scored
Size8 MB43 MB
Age rating4+4+
DeveloperAkash DathanNimit Walia

In-app purchases

2 purchases

Extrak

Subscriptions2
  • Monthly Premium$3.991 Month
  • Yearly Premium$24.991 Year
1 purchases

NeverDue

Subscriptions1
  • NeverDue Pro$3.991 Year

Questions

Is Extrak free?
Extrak is free to download, with in-app purchases available.
Is NeverDue free?
NeverDue is free to download, with in-app purchases available.
Do Extrak or NeverDue have ads?
Neither Extrak nor NeverDue shows ads.

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