Comparison

Spending Tracker and Manager vs Expenses & Subscriptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker and Manager

Easily monitor, understand, and manage your expenses and income. This app provides tools to record transactions, visualize spending, and create custom categories to improve your financial habits.

Highlights
  • Expense and income transaction tracking
  • Integrated calculator
  • Calendar visualization of transactions
  • Customizable expense/income categories
  • Comprehensive spending charts
  • PDF and multiple format export
  • Password protection for data
Features
Read full description

Spending Tracker and Manager - The smart yet simple way to track and manage your expenses. Monitor, understand and take actions so that your financial life can improve. It happens very often that we reach to a point in which we realize that our expenses exceed our thoughts and expectations. In those moments we decide that it is time to track the expenses and try to understand where our money ends up. Whether we want to save or just try to understand how we spend our money, the Spending Tracker and Manager application makes your work easier by providing essential details related to your way of spending in a smart and intuitive way. Money management is never easy but here are some great features that the application provides: EXPENSE & BUDGET TRACKING - fastest way in which you can record all your expense and income transactions - integrated calculator - sum up your transaction in one place - calendar visualization of all your transactions - easiest way to add your daily expenses - cards with quick view over the spendings and incomes in the last 7 days and last month - possibility to add notes and photo attachments to every transaction entry - quick view over the budget / expense over income CUSTOMIZATION - add, edit or remove expense and income categories - choose your preferred currency - multiple currency number formats - pick your first day of week - setup reminders for recurring financial transactions ANALYSIS - comprehensive charts that allow you to understand your spending and follow your expenses based on categories that you've created - quick summary over different expense categories - understand how you can better manage your money - date filters - analyze data on different time frames SAVE & EXPORT - PDF export functionality - multiple export formats - based on periods and expense/income categories SAFE & SECURE - lock your data under a password - be in control of your data at any time with backup, restore and reset functionality Take control on your spending, track and understand what happens with your money so you can make the best financial decisions. Good luck!

About

Expenses & Subscriptions

Features
Read full description

Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES • Subscription hub with automatic logos, monthly total and upcoming renewals. • Personal and shared expenses, with your real share calculated automatically. • Financings with installments, remaining debt and next charges. • Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. • Hypothetical scenarios to simulate raises, moving houses or new expenses. • Dashboard with alerts, category radar and monthly/yearly breakdown. • Calendar with upcoming charges and filters. • Import and export your full data as CSV (no lock-in). • Multi-select with bulk archive/delete and Undo. • Payment methods, colors and full personalization. PRIVACY • No account, no sign-up, no external servers. • Data never leaves your iPhone except to the iCloud Drive folder you choose. • No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.

Screenshots

Spending Tracker and Manager4 screens
Expenses & Subscriptions4 screens

Verdict

The call

The clearest difference is ads: Expenses & Subscriptions at none against Spending Tracker and Manager's shown. Expenses & Subscriptions also leads on update cadence (every 5 days vs every 2 months). Spending Tracker and Manager's advantage is iOS requirement (12.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spending Tracker and Manager ships an update every 2 months, Expenses & Subscriptions every 5 days. The most recent releases landed on September 30, 2026 and October 12, 2026 respectively.

Scorecard3 real differences Ā· 5 level
Spending Tracker and Manager versus Expenses & Subscriptions: the parameters behind the verdict, then further details
ParameterSpending Tracker and ManagerExpenses & Subscriptions
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 2 monthsEvery 5 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better26.0
Further details — not scored
Size35 MB19 MB
Age rating4+4+
DeveloperLivia BerceBlas Orti Moya

In-app purchases

None

Spending Tracker and Manager

No in-app purchases

None

Expenses & Subscriptions

No in-app purchases

Questions

Is Spending Tracker and Manager free?
Spending Tracker and Manager is free to download, with no in-app purchases.
Is Expenses & Subscriptions free?
Expenses & Subscriptions is free to download, with no in-app purchases.
Do Spending Tracker and Manager or Expenses & Subscriptions have ads?
Spending Tracker and Manager shows ads; Expenses & Subscriptions does not.
Which is updated more often, Spending Tracker and Manager or Expenses & Subscriptions?
Spending Tracker and Manager ships an update every 2 months, and Expenses & Subscriptions every 5 days. Most recently, Spending Tracker and Manager was updated on September 30, 2026 and Expenses & Subscriptions on October 12, 2026.

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