Comparison

ePAY mPOS vs Cowbolt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ePAY mPOS

Features
Read full description

Ditch the bulky cash register, your phone is your new boss! Introducing the ePay mPOS - mobile POS app. Accept payments - all on your smartphone or tablet. Payments in your pocket! Simple & Fast: Scan, swipe, or tap ePay cards, give discounts, and take payments in seconds. Go Mobile: Accept payments anywhere, anytime, or even on the go. Easy to Use: No tech headaches, even Grandma can master it! Stop juggling paperwork and spreadsheets, run your business smarter with ePay mPOS - the mobile POS app that puts you in control.

About

Cowbolt

This app facilitates expense splitting and instant settlement using Bitcoin and USDT. It integrates group chat and a self-custody wallet for seamless financial collaboration, ideal for travel, families, and remote teams.

Highlights
  • Split expenses with groups or individuals
  • Instant Bitcoin/USDT payments
  • Self-custody wallet
  • Group chat for collaboration
  • QR code payment requests
  • Fee and exchange rate transparency
Features
Read full description

Cowbolt lets you split expenses and settle instantly using Bitcoin. It combines expense sharing, group chat, and a self-custody Bitcoin and USDT wallet into one simple app built for real-world collaboration. Use Cowbolt when: Friends travel together and need to split hotels, food, or transport Families share recurring costs across borders Remote teams settle expenses without banks or reimbursements No accounts to approve. No intermediaries. You stay in control. What you can do with Cowbolt Split costs with groups or individuals Pay instantly using Bitcoin and USDT on the Lightning, or Liquid Network Share payment requests via QR codes Keep full control of your money with self-custody See fees and exchange rates before sending Validate addresses automatically by network Built for real use Travel with friends Remote teams across countries Families sharing costs Anyone who wants private, permissionless payments Cowbolt is open to anyone and works today.

Screenshots

ePAY mPOS4 screens
Cowbolt4 screens

Verdict

The call

The clearest difference is update cadence: Cowbolt at every 3 weeks against ePAY mPOS's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ePAY mPOS ships an update every 6 weeks, Cowbolt every 3 weeks. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard1 real difference · 9 level
ePAY mPOS versus Cowbolt: the parameters behind the verdict, then further details
ParameterePAY mPOSCowbolt
PriceFreeFree
Rating—5.0 (6 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—6 — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.1 — better15.5
Further details — not scored
Size31 MB43 MB
Age rating17+17+
DeveloperepayGuten Group

In-app purchases

None

ePAY mPOS

No in-app purchases

None

Cowbolt

No in-app purchases

Questions

Is ePAY mPOS free?
ePAY mPOS is free to download, with no in-app purchases.
Is Cowbolt free?
Cowbolt is free to download, with no in-app purchases.
Do ePAY mPOS or Cowbolt have ads?
Neither ePAY mPOS nor Cowbolt shows ads.
Which is updated more often, ePAY mPOS or Cowbolt?
ePAY mPOS ships an update every 6 weeks, and Cowbolt every 3 weeks. Most recently, ePAY mPOS was updated on November 7, 2026 and Cowbolt on November 8, 2026.

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