Lodin vs ChipInPool

Much more than a payment application, Lodin is your personal financial assistant that supports you on a day-to-day basis by offering you personalized advice based on your objectives, while at the same time forecasting your spending patterns. Authorized and regulated by the Banque de France and the ACPR (under number 17758) Lodin is a member of the French Association of Payment Institutions (AFEPAME.) Robust security and confidentiality measures: - Lodin complies with the most stringent security standards, including ISO 27001, PCI-DSS and SOC 2. - Hosted on Amazon Web Services (AWS), a reliable and efficient cloud platform for high-level computing. - Data encryption to ensure the protection of sensitive data and applications hosted on its platform. - Uses advanced authentication methods, such as facial recognition, fingerprint, and access code. Lodin offers a range of fluid, easy-to-use features that enable you to: - View, manage, and control all your bank accounts in a single application. (Thanks to Lodin's account aggregation, you have access to a detailed dashboard of all your expenses from different bank accounts.) - Automatically categorize your transactions (food, shopping, health, transportation, housing, etc.). - Track your spending in real-time. No need to manually record your expenses, each transaction automatically appears on Lodin for simple and effective analysis. - Create personalized budgets by category, set a spending limit, and receive an alert when you exceed the limit you set yourself. - Access detailed analyses based on your spending habits and savings targets. - Get an overview of your income and expenditure, as well as the evolution of your balance. - Understand your insights thanks to stories generated by artificial intelligence based on your data. - Send and receive money instantly and securely using QR codes or payment links that can be shared easily on your favorite social networks. Compatible with over 3,000 European financial institutions throughout Europe: Allianz bank Arkéa Axa bank Banque BCP Banque BTP Banque Chalus Banque de Savoie Banque Populaire BNP Paribas Bas Banque Postale Credit Agricole CIC Fortuneo Hello Bank Societe Generale …. Transform the way you manage your finances with the open banking app, Lodin.

ChipInPool helps you organize money for shared plans, from trips and events to gifts and group purchases. CREATE A POOL Set a goal and deadline, invite your group, and share a pool link. TRACK CONTRIBUTIONS See your pool's progress and use organizer tools to track invitations and contributions. SHARE AND REMIND Copy a pool link or a reminder to share with your group when you choose. CLEAR FEE INFORMATION Review fee information in the app and payment details before contributing. ACCOUNT SECURITY Manage your profile and account security, including two-factor authentication. ChipInPay is our merchant group-checkout pilot. It lets multiple people contribute toward one merchant order through a shared checkout link. Merchant availability depends on onboarding and integration testing. Learn more at https://chipinpool.com.