My Paycheck Calculator vs ExpensePal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Paycheck Calculator
Estimate your net pay with detailed breakdowns of income, taxes, and deductions. Plan for retirement, optimize your tax strategy, and compare job offers with multi-year projections and personalized insights. Supports all 50 states and multiple income sources.
- Detailed paycheck breakdowns
- Multiple income source calculations
- Payroll deduction tracking
- Retirement contribution projections
- Tax insights and opportunities
- Tax credits and deductions
- Local tax support for all 50 states
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Take control of your finances with My Paycheck Calculator, the most comprehensive paycheck and tax estimation app for iOS. Compare job offers, plan for retirement, or optimize your tax strategy with accurate breakdowns for tax years 2021-2026. DETAILED PAYCHECK BREAKDOWNS See exactly where your money goes. View net income after federal, state, and local taxes, FICA, retirement savings, and payroll deductions, broken down by any pay frequency from annual to hourly. MULTIPLE INCOME SOURCES • Salary, hourly wages, overtime, bonuses, commissions, and tips • Shift differentials (fixed and percentage-based) • Stock compensation: ISOs, NSOs, and RSUs with strike price, exercise price, and net shares estimates • Investment income: dividends, interest, short-term and long-term capital gains • Self-employment income and Social Security benefits • Capital loss deductions and carryovers PAYROLL DEDUCTIONS Track pre-tax and after-tax deductions including health insurance, dependent care, commuter benefits, life insurance, disability insurance, union dues, and custom deductions. RETIREMENT CONTRIBUTIONS & PROJECTIONS Support for Traditional and Roth 401(k), IRA, employer matching, HSA, and FSA with current contribution limits. View long-term retirement projections with interactive milestones, customizable return rates, and year-by-year contribution breakdowns. TAX INSIGHTS & OPPORTUNITIES Get personalized, actionable recommendations based on your financial situation. Discover 401(k) savings opportunities, Roth IRA eligibility, HSA optimization, EITC eligibility, and more, all tailored to your income and filing status. TAX CREDITS & DEDUCTIONS Child Tax Credit, Earned Income Tax Credit, Other Dependent Credit, standard and itemized deductions, plus new deductions for tip income, overtime, car loan interest, and senior deductions. LOCAL TAX SUPPORT All 50 states plus Washington D.C., with city and county-level local taxes for 14 states: Alabama, Colorado, Delaware, Indiana, Iowa, Kentucky, Maryland, Michigan, Missouri, New Jersey, New York, Ohio, Oregon, and Pennsylvania. MULTIPLE STATES & EMPLOYERS Calculate paychecks across multiple states and employers simultaneously. Perfect for remote workers, freelancers, or anyone with income from different locations. COMPARE TAX SCENARIOS Compare two estimates side-by-side to see the real difference in take-home pay across different salaries, states, or filing situations. 6-YEAR TAX HISTORY Track income and taxes across up to 6 years. View trends, compare year-over-year changes, and see how your finances have evolved. TAX BRACKET VISUALIZATIONS Interactive charts show how your income flows through federal, state, and local tax brackets, plus Medicare, Social Security, and capital gains brackets. Sankey diagrams illustrate where every dollar goes. EXPORT YOUR RESULTS • PDF reports with detailed summaries • Excel spreadsheets for further analysis • CSV files for data portability • Social-ready image summaries TAX REFUND ESTIMATES Enter your withholdings to estimate your federal, state, and local tax refund or amount owed. TAX DEADLINE REMINDERS Never miss a deadline. Opt in to push notifications for Tax Day, quarterly estimated tax due dates, and the extension filing deadline. ADDITIONAL FEATURES • Married filing jointly with spouse calculations • Multiple employers with separate 401(k) contributions • iCloud sync across iPhone and iPad • Save and compare multiple scenarios • Tax years 2021-2026 with updated brackets and limits • 2025 Big Beautiful Bill Act deductions Questions or feedback? Email trip@mypayapp.io. DISCLAIMER My Paycheck Calculator provides estimates for informational purposes only. Not intended for filing tax returns and does not provide financial, legal, or tax advice. Always consult a qualified tax professional before making major financial decisions. TERMS AND CONDITIONS https://www.mypaycheckcalculator.com/terms-of-service.html
ExpensePal
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Expense Pal turns receipt photos and PDFs into organized, searchable expense records. Capture a receipt, let AI extract the key details, review the results, and keep your spending organized without manual data entry. Use Expense Pal to: - Scan paper receipts with your camera - Upload receipt images or PDF receipts - Extract merchant, date, totals, tax, tip, and line items automatically - Review, edit, and approve extracted data before saving - Organize expenses with profiles, categories, and rules - Track spending with dashboards, category breakdowns, and trends - Export your data when you need it Expense Pal is built for personal use, freelancers, and small businesses that want a faster way to capture receipts and understand spending. AI extraction helps speed up data entry, but you should always review extracted fields before relying on them for accounting, tax, or reimbursement purposes. Terms of Use: https://www.expensepal.net/terms.html Privacy Policy: https://www.expensepal.net/privacy.html
Screenshots
Verdict
The clearest difference is update cadence: My Paycheck Calculator at fortnightly against ExpensePal's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Paycheck Calculator sells 9 in-app purchases, starting at $1.59 per 7 days and ExpensePal sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
My Paycheck Calculator ships an update fortnightly, ExpensePal every 6 months. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.
| Parameter | My Paycheck Calculator | ExpensePal |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (245 ratings) — better | — |
| Positive reviews | 71.4% of reviews | — |
| Number of ratings | 245 — better | — |
| Update frequency | Fortnightly — better | Every 6 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 25 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Bird Software LLC | MGS 622 Studios |
Bugs and requests
My Paycheck Calculator
Reported bugs
4 issues- Cannot save any inputs
- Does not populate fields necessary to calculate taxes
- Error when adding retirement contributions due to no earned income
- Itemized deductions revert to standard deduction
Requested features
6 requests- Add inputs for health, dental, and vision insurance
- Include options for other deductions like union dues and savings accounts
- Allow direct deposit into multiple accounts
- Enable saving of inputs
- Provide prompts to assist users
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- Allow users to select itemized deductions
ExpensePal
Not enough reviews yet to summarise bugs or requests.
In-app purchases
My Paycheck Calculator
- 1 week$1.597 Days
- 1 week$2.997 Days
- 1 week3 Days trial$3.997 Days
Show 6 moreShow fewer
- 1 month$3.991 Month
- 1 month$5.991 Month
- 12 months$17.991 Year
- 12 months$19.991 Year
- 12 months$29.991 Year
- 12 months$34.991 Year
ExpensePal
- Expense Pal Pro — Monthly$9.991 Month
- Expense Pal Pro — Yearly7 Days trial$89.991 Year
- Expense Pal Pro Lifetime$59.99
Questions
Is My Paycheck Calculator free?
Is ExpensePal free?
Do My Paycheck Calculator or ExpensePal have ads?
Which is updated more often, My Paycheck Calculator or ExpensePal?
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