SHM Learning vs Years Over Yields

As the only professional society dedicated to hospital medicine, SHM provides our membership with hospitalist-specific continuing medical education (CME) and Maintenance of Certification (MOC) opportunities. SHM is constantly working to expand our educational library to help you stay current in the knowledge and skills you need as the scope of hospital medicine continues to grow. Our SHM Learning app allows our members to take their learning on the go, such as our Spark v3.

Time beats timing. Years Over Yields is a stock market simulation game built around one powerful idea: long-term compounding creates wealth. Start with a small investment and watch what happens when patience replaces prediction. Most investing games reward constant trading. This one rewards thinking long-term. Build Wealth Over Decades Begin with $10,000 and grow it over simulated decades. Reinvest dividends, ride market cycles, and experience how consistent investing transforms small amounts into life-changing wealth. Every year matters. Learn the Real Power of Compounding Years Over Yields demonstrates principles used by the world's greatest investors: • Time in the market beats timing the market • Reinvested gains accelerate growth • Volatility is part of the journey • Patience compounds faster than prediction Simple to Play, Hard to Master The mechanics are easy to understand but the outcomes are powerful. You will learn: • Portfolio growth over time • The impact of long-term investing • How compounding accelerates wealth • Why short-term thinking destroys returns Designed for Short Sessions Play in seconds or watch your investments evolve across decades. Perfect for quick sessions while still delivering meaningful insight into how wealth grows. Who This Game Is For Years Over Yields is perfect for: • Beginner investors • Finance enthusiasts • People curious about compounding • Anyone who wants to understand how money grows over time The Question What happens when you stop chasing quick wins and let time do the work? Start with $10,000. Play the decades. See where patience takes you. Built for Simplicity and Privacy Years Over Yields was designed to be simple, transparent, and private. • No ads • No accounts or sign-ups • No in-app purchases • No tracking or analytics • No data collection • No internet connection required • Works completely offline Your progress stays on your device. The game never connects to external servers. Just you, time, and compounding.