Comparison

Spending Tracker vs Ayana

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track household and shared expenses with friends or family. This app simplifies budgeting, monitors spending habits, and automatically calculates balances for group expenses, ensuring transparent money management.

Highlights
  • Create family and friend groups
  • Track daily expenses and spending
  • Automatic balance calculations
  • Monitor shared money activity
  • Detailed spending reports
  • Budget calculator
Features
Read full description

Take control of your money with a simple expense tracker, budget planner, and bill splitting app designed for everyday spending. Track expenses, manage your budget, monitor income, and split shared costs with family, friends, roommates, or groups โ€” all in one place. EXPENSE TRACKER Record your daily expenses quickly and keep your spending organized. Add transactions, categorize your costs, and see where your money goes. BUDGET PLANNER Create and manage your budget to stay on top of your spending. Monitor expenses and understand your financial habits with clear reports and useful insights. SPLIT BILLS & SHARED EXPENSES Sharing expenses with friends, family, roommates, or groups is easy. Create a group, add shared expenses, track who paid, and automatically calculate each person's share. FAMILY EXPENSE MANAGER Keep household expenses organized in one place. Create a family group, add members, record expenses, and monitor shared spending. ROOMMATE EXPENSE TRACKER Manage rent, groceries, utilities, dining, travel, and other shared costs with roommates. Keep a clear record of expenses and balances. MONEY & INCOME TRACKING Track both expenses and income to get a clearer picture of your personal finances. Organize your transactions and understand your spending patterns. EXPENSE REPORTS & INSIGHTS Review your spending with organized reports and category-based insights. See where your money is going and make better everyday budgeting decisions. PERFECT FOR โ€ข Personal expense tracking โ€ข Monthly and daily budgeting โ€ข Family expense management โ€ข Roommate expenses โ€ข Friends sharing bills โ€ข Group trips and travel expenses โ€ข Shared household costs โ€ข Income and expense tracking โ€ข Everyday money management Keep your expenses organized, understand your spending, manage your budget, and make shared expenses easier. Download Spending Tracker: Bill Split and take control of your everyday finances. Privacy Policy : - https://sites.google.com/view/spending-tracker-finance-split/home Apple Terms Of Use :- https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Ayana

This app offers precise, private manual expense tracking without linking to your bank. It provides detailed reports, category-level history, and multiple account management. Optional AI insights offer summaries of your spending habits.

Highlights
  • Fast manual expense and income entry
  • Non-destructive category management
  • Income vs. expense trend reporting
  • Interactive spending calendar
  • Multiple separate accounts
  • Optional AI spending insights
Features
Read full description

A LEDGER, NOT A CHALKBOARD Ayana is manual expense tracking built for people who already track everything โ€” not another bank-linked dashboard guessing at your categories, but a precise, private place to keep the numbers you enter yourself. WHY MANUAL, ON PURPOSE Bank-linked finance apps promise convenience, then break trust the moment a sync fails, a category gets guessed wrong, or a subscription price changes without warning. Ayana doesn't link to your bank at all. There's no feed to break, because there's no feed. You enter it, so you know it's right. WHAT YOU GET - Fast manual entry โ€” expense or income, in a few taps, with categories, notes, and optional recurring rules - Non-destructive by design โ€” delete a category and Ayana asks where those transactions go first. Nothing is ever silently orphaned or lost - Real reporting โ€” income vs. expense trends, category breakdowns, an interactive spending calendar, and a running balance that separates actual history from projected forecast - Category-level history โ€” tap into any category to see its full trend over time, not just a rolling window - Multiple accounts โ€” keep a personal book and a side-project book separate, each with its own categories, switchable from one selector - One-time price โ€” pay once for the full app. No subscription to keep reading your own data - Optional AI Insights โ€” a short, honest summary of your week, generated only when you ask for it. Cited numbers only, no financial advice, no guilt-tripping SWITCHING FROM ANOTHER APP Already tracking your spending somewhere else? Ayana reads a backup file directly from your device โ€” nothing is uploaded to us during migration. Categories are mapped explicitly, anything ambiguous is flagged for you to resolve, and your original app's data is never touched or deleted in the process. YOUR DATA, YOUR CLOUD Turn on backup and your data goes straight from your device to your own iCloud, Dropbox, or Google Drive โ€” never through our servers. Turn it off and everything simply stays local. There are no ads, no ad-tracking SDKs, and we don't sell data to anyone. WHO THIS IS FOR If you've been logging every rupee for years and the app you're using has started to feel like it's fighting you โ€” clunky reports, features locked behind a subscription, categories that vanish when you clean them up โ€” Ayana is built for exactly that frustration. Bring your history. It's still yours.

Screenshots

Spending Tracker4 screens
Ayana4 screens

Verdict

The call

The clearest difference is review sentiment: Ayana at 100% against Spending Tracker's 0%. Ayana also leads on in-app purchases (none vs 3) and update cadence (every 2 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $1.99 per month. Ayana asks for nothing beyond the download.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Ayana every 2 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard4 real differences ยท 4 level
Spending Tracker versus Ayana: the parameters behind the verdict, then further details
ParameterSpending TrackerAyana
PriceFreeFree
Positive reviews0.0% of reviews100.0% of reviews โ€” better
Update frequencyEvery 2 monthsEvery 2 weeks โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
MonetizationFree with in-app purchasesFree โ€” better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 โ€” better15.1
Further details โ€” not scored
Size41 MB32 MB
Age rating17+4+
Developerxita appsSadananda Kamath

Customer experience

Spending Tracker

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Ayana

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Spending Tracker

Subscriptions1
  • Premium$1.991 Month
One-time2
  • SpendingTracker_UnlimitedGroup$4.99
  • Spending Tracker Premium$9.99
None

Ayana

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Ayana free?
Ayana is free to download, with no in-app purchases.
Do Spending Tracker or Ayana have ads?
Neither Spending Tracker nor Ayana shows ads.
Which is updated more often, Spending Tracker or Ayana?
Spending Tracker ships an update every 2 months, and Ayana every 2 weeks. Most recently, Spending Tracker was updated on November 3, 2026 and Ayana on October 31, 2026.

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