eQUB vs Budgetpeer

Equb is an alternative means to achieve saving and improve access to credit by rotation of savings. Individuals agree to pool their savings for a defined period of time to jointly save by creating an eQub. Members, who participate in an eQub, are called eQubers. They make payments every round which will be collected and given to a randomly chosen lottery winner who will claim the collected money. An administrator, who collects money from all members, is called Head eQuber/Seb-sabi. The lottery is drawn on each round and every member will win the lottery exactly once in a given cycle. Members will eventually win all the amount they have paid in all the rounds. The winning amount is the sum total of all the contributions from the members of the eQub. All transactions are made in ETB (Ethiopian Birr). Payments are collected from eQubers into a pooling account managed by Equb Financial Technologies PLC. When a winner is picked by the random lottery, the money can be claimed by the user into an account of their choosing that is set up when they join an eQub. eQub app is the first app that helps you dip into your future savings. It allows you to conveniently setup & manage your personal & eQub groups in a few taps. Stay on top of your savings. See how your money revolves. Terms of Service: https://shorturl.at/AKMR4

Budgetpeer is a manual budget tracker for people who want to understand their money without handing a bank login to anyone. You type in what you spend. That sounds like more work, and it is - for about ten seconds a day. What you get back is a budget you actually understand, because you built it yourself, and a financial picture that no third party ever sees. BUY NOW, PAY LATER THAT ACTUALLY ADDS UP Split a purchase into four payments and most budget apps show you the first one. The rest arrive over the following months, unplanned, and quietly wreck the budget you thought you had. Budgetpeer handles this properly. Enter the purchase once - total, number of installments, first due date - and every future payment appears on the date it is really due. Your budget reflects what you owe, not just what you have paid so far. WHAT YOU CAN DO - Log transactions in seconds, with categories, accounts, notes and dates - Set spending limits on the categories that matter and watch them fill up - Group related categories so the dashboard tells you something useful - Track balances that are not day-to-day spending, like savings or investments, with periodic check-ins - Set up recurring transactions once and let them appear on schedule - Mark transactions as reviewed as you check them against your bank or card statement - Import your existing data from CSV, and export it back out whenever you want - Run more than one budget - keep personal and household money genuinely separate THE DASHBOARD Income against expenses for the period. Spending by category, as a donut you can open up group by group. Savings rate over time. How full each budget is. Net balance across your accounts. Numbers you can read at a glance rather than a spreadsheet you have to interpret. BUILT FOR IPHONE, IPAD, MAC AND APPLE WATCH Budgetpeer is a native app for iPhone, iPad, Mac and Apple Watch. It uses the system typeface, system colors, and the gestures you already know. On iPad, the Dashboard spreads out to use the bigger screen; on Mac, you get keyboard shortcuts, menu commands and right-click menus. Everything syncs through your account, so what you enter on one device appears on the others, and one purchase covers them all. PRIVACY, SPECIFICALLY No bank connection. No bank credentials to hand over. No advertisements, ever. Your financial data is never sold, never shared, and never used to train anything. You can export everything you have entered as a CSV file at any time, and delete your account and all its data permanently from inside the app. FREE, AND WHAT COMES AFTER Budgetpeer is free to use: 20 transactions a month, one budget, two BNPL plans, one tracking account, and one category spending limit. Every feature is included at that tier - only the quantities are capped, and nothing you have entered is ever hidden or locked away from you. If you outgrow it, Budgetpeer Pro removes those caps and lets you run up to five budgets. Monthly and annual subscriptions are available, and so is a one-time lifetime purchase for people who would rather pay once and be done. Questions, bugs, or a feature you wish existed: hello@budgetpeer.com. Every message gets read. --- Budgetpeer Pro is available as a monthly or annual auto-renewing subscription, or as a one-time lifetime purchase. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple ID settings. Privacy Policy: https://www.budgetpeer.com/privacy-policy Terms of Use: https://www.budgetpeer.com/terms-of-use