dopay vs FLEX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
dopay
Manage your finances with this app, offering secure sign-in, instant balance checks, and early access to eligible funds. Control your card, track deliveries, and get quick support.
- Secure mobile sign-in
- Instant balance checks
- EarlyPay access
- Card management (freeze, replace)
- Real-time card delivery tracking
- Direct support access
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dopay - Meet the new dopay experience. Everything you need — now in one app! With dopay, you can: 1. Sign in securely using your mobile number and dopay card. 2. Check your balance anytime with just a tap. 3. Access your EarlyPay when you’re eligible — no waiting. 4. Control your card: freeze it, request a replacement, and manage it easily. 5. Track your card delivery in real time. 6. Report card issues directly from the app. 7. Reach the dopay Support Center and get help within minutes. Who can download the app? All employees with dopay account. What’s coming next: 1. Bill payments and mobile top-ups 2. Money transfers 3. Track your financial activity and transaction history 4. More smart features to support your daily life
FLEX
Send and receive money instantly in Nigeria using a unique PayTag. Easily pay merchants via QR codes or directly in the app, and request funds with notes for clear tracking. Upgrade your tier for higher limits and enhanced features.
- Instant money sending and receiving
- Pay with PayTag
- Merchant QR code payments
- Request money with notes
- Tiered verification for higher limits
- Real-time transaction tracking
- In-app support
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FLEX Move Money. Move Freely. FLEX is the fast and secure way to send and receive money in Nigeria. You can pay anyone, anytime, without account numbers or extra fees. Send and Receive Instantly Transfer to anyone using a PayTag. Send or receive in seconds and track every transaction in real time. Pay Merchants Easily Scan a merchant QR code or pay directly inside the app. Request Money Fast Use FLEXme to ask for money and get paid faster. Add a note so people know what it’s for. Keep your payment history organized and accessible. Verify and Upgrade Your FLEX Tier Verification unlocks higher spending limits and full access to FLEX features. Move from Silver to Gold, Platinum, and Diamond Reserve as you complete verification. Each tier gives you more room to transact confidently and securely. Stay Secure and In Control Built with top-tier security for every payment. Instant alerts keep you updated as money moves. One app for all your transfers, rewards, and everyday spending. FLEX combines speed, trust, and simplicity in one app. *FLEX is a financial services platform, not a bank. Banking services are provided by our regulated partners. Contact FLEX Support in-app, via email at: techsupport@yourflexpay.com
Screenshots
Verdict
The clearest difference is review sentiment: FLEX at 100% against dopay's 0%. FLEX also leads on ratings volume (11 vs 1). dopay's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
dopay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: FLEX has 11 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 0% of dopay's written reviews are positive against 100% of FLEX's, so the app with the better star average is not the one people write more warmly about.
dopay ships an update every 3 weeks, FLEX every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | dopay | FLEX |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.7 (11 ratings) |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 1 | 11 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 31 MB | 151 MB |
| Age rating | 12+ | 4+ |
| Developer | dopay | Koinage LLC |
Customer experience
dopay
FLEX
In-app purchases
dopay
No in-app purchases
FLEX
No in-app purchases
