苏宁任性贷 vs 放薪借
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
苏宁任性贷
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任性贷—星图金融（原苏宁金融）旗下官方信用贷产品，为用户提供方便、快捷、安全的借款服务，资金周转就找任性贷。 产品特点： 1.申请便捷：线上申请，最高额度 20万元，审核快至20秒； 2.息费透明：年化利率7.2%起，借1万元利息一天2元起； 3.灵活借还：支持多种还款方式，最长可分12期慢慢还； 4.安全借款：个人信息全程加密，为您提供全程保护。 限时福利： 1.【新人30天免息】：即日起至2025年12月31日，首次申请开通任性贷的用户，开通成功随机返30天借款优惠券（随机再送5~50元无门槛支付券）；每种奖品数量有限，发完即止，具体活动细则以APP内展示为准。 2.【抽5万提额机会】：即日起至2025年12月31日，用户可参与抽奖赢5万元任性贷专属额度（需保证账户开通且正常使用）、2万元任性贷专属额度、7天借款免息券、2%任性贷还款返现券等奖品；每种奖品数量有限，发完即止，具体活动细则以APP内展示为准。 3.【任性贴息天天领券】即日起至2025年12月31日，已开通任性贷的用户可限量抢借款优惠券，其中5折借款优惠券、30天免息券每天限量领取； 5天借款优惠券、7天借款优惠券、15天借款优惠券仅限任性贷开通未使用用户领取；每种奖品数量有限，发完即止，具体活动细则以APP内展示为准。 风险提示：贷款额度、放款时间、通过率等以实际审批为准；贷款有风险，借款需谨慎，请根据个人能力合理贷款。 欢迎微信关注“苏宁任性花”公众号，更多最新福利活动等你来玩。
放薪借
This platform offers quick online cash loans for young adults, with potential amounts up to 200,000 yuan and disbursement as fast as 2 hours. It provides flexible installment plans and transparent interest rates, partnering with professional internet lending platforms for accurate matching.
- Quick online cash loans
- Up to 200,000 yuan limit
- Disbursement in as fast as 2 hours
- Flexible installment plans
- Transparent interest rates
- Professional platform partnerships
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放薪借一年轻人的借款钱包，线上拿钱快!最高20万，最快2小时下款。 急用钱? 放薪借帮您分期解决!线上3分钟填资料，合作专业互联网贷款平台，为您精准匹配专业贷款服务。 预审最快30分钟，审核/电审最快当天完成，通过即签约放款。 优势清晰:持牌可靠 额度够高:最高可分期20万元! 费率透明:综合年化成本（单利）8.6%-23.79%(审批为准)! 流程安心:专业平台合作+持牌放款，安全可靠，分期灵活，期限多样，轻松规划还款。 重要提示: 信用无价，请理性分期，本平台禁止向学生贷款 流程:线上申请 → 预审核→审核通过→绑卡→下款
Screenshots
Verdict
苏宁任性贷 and 放薪借 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
苏宁任性贷 ships an update every 4 weeks, 放薪借 every 6 weeks. The most recent releases landed on July 6, 2026 and September 9, 2026 respectively.
| Parameter | 苏宁任性贷 | 放薪借 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 50.0% of reviews |
| Update frequency | Every 4 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 89 MB | 97 MB |
| Age rating | 17+ | 17+ |
| Developer | 南京星联数字技术有限公司 | Jiangxi Qixi Technology Co.,Ltd |
In-app purchases
苏宁任性贷
No in-app purchases
放薪借
No in-app purchases
