pasby vs Obtainly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
pasby
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One credential for all places. Secure login, data sharing or signing documents; all you need is your pasby™ app. With the pasby™ app, you no longer need OTPs, emails, or duplicate details or passwords. A CONTROLLED SYSTEM pasby™ is a controlled system that allows you to share your data across all connected government and company platforms without revealing everything. You have complete control over what data you share and when. Thanks to state-of-the-art security measures, your personal data is always protected, and you can enjoy ease of use and a clear overview of what you share with whom. pasby™ is available for each citizen in Nigeria (with more African states being added soon) ... Visit pasby.africa for more information.
Obtainly
Access instant business credit and manage payments securely in Nigeria. This app offers fast funding within 24 hours with transparent pricing and flexible repayment options, designed for small to medium-sized enterprises.
- Instant business credit up to 24-hour disbursement
- No paperwork or office visits required
- Transparent pricing with upfront repayment details
- Flexible repayment plans (60-day fixed, 60-180 day installments)
- Secure payments and bank transfers
- BVN and bank verification for security
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Obtainly – Smart Payments & Instant Business Credit in Nigeria Running a business in Nigeria means acting fast. From restocking inventory to handling urgent expenses, access to reliable working capital can make the difference between growth and missed opportunities. Obtainly is a payments and credit app built specifically for Nigerian business owners who need fast funding, transparent pricing, and simple digital tools. With Obtainly, you can apply for business credit directly from your phone and receive funds within 24 hours. There’s no paperwork, no office visits, and no hidden fees. Everything is designed to fit the realities of everyday businesses — from market traders and shop owners to growing SMEs. Why Obtainly? Traditional financing can be slow, complicated, and unclear. Obtainly removes these barriers by offering a smarter way to access business credit. • Fast access to funds – disbursement within 24 hours • No paperwork – apply from your shop or home • Transparent pricing – always know what you’re paying • Built for businesses – credit based on your capacity and turnover Obtainly helps you respond quickly to business needs without delays. Business Credit That Works for You Obtainly provides flexible business credit designed around real cash-flow cycles. • Credit limits based on your business capacity • 60-day fixed repayment plans • 60–180 days installment options • Affordable and competitive interest rates You see your full repayment details upfront, with no surprise charges. Simple Payments & Transfers Obtainly also supports secure payments and transfers to help you manage daily business transactions. • Bank transfers • BVN and bank verification • Secure and reliable transactions Everything is handled digitally, safely, and efficiently. How It Works 1. Download the Obtainly app and create your account 2. Complete secure BVN and bank verification 3. Apply for business credit 4. Receive funds within 24 hours 5. Grow your business and repay with confidence Safe, Secure & Licensed Obtainly is a licensed financial platform operating in Nigeria and compliant with NDPA data protection standards. Your personal and financial information is protected with strong security measures, so you can focus on running your business with peace of mind. Why Customers Love Obtainly Business owners choose Obtainly because it is: • Fast and reliable • Easy to use • Transparent and fair • Designed specifically for Nigerian businesses No unnecessary complexity — just smart payments and instant business credit. Built for Nigerian Business Owners Whether you run a shop, trade goods, or manage a growing enterprise, Obtainly gives you the financial flexibility to move faster and plan better. Download Obtainly today and start enjoying instant business credit at the best rates.
Screenshots
Verdict
The clearest difference is device support: Obtainly at 3 against pasby's —. On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | pasby | Obtainly |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | — | Every 3 weeks |
| Ads | — | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | — | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 142 MB | 50 MB |
| Age rating | 17+ | 17+ |
| Developer | REBAT TECHNOLOGIES OU | Suplias Technologies |
In-app purchases
pasby
No in-app purchases
Obtainly
No in-app purchases









