Comparison

Truv vs HMA Connect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Truv

Securely verify your income and employment with this financial tool. It simplifies connecting to payroll providers for direct deposit switching and retrieving underwriting data. Manage financial operations with ease on a user-friendly platform.

Highlights
  • Income verification
  • Employment verification
  • Direct Deposit Switch
  • Connect to payroll providers
  • Retrieve underwriting data
  • Resolve disputes
Features
Read full description

Presenting Truv, your personal companion for safe and secure income and employment verification. This is your ultimate tool for swiftly and accurately connecting with your payroll provider to execute Direct Deposit Switch as well. Truv simplifies your life by consolidating these essential financial operations into one convenient and user-friendly platform. Income and Employment Verification Are you tired of cumbersome paperwork and manual income verification processes? Truv employs cutting-edge technology to seamlessly verify your income and employment details, making your financial operations smoother than ever. Say goodbye to the hassle of traditional income verification processes and embrace the future with Truv. In addition, with Truv, you can create account, retrieve data that was used to underwrite your loan and resolve any disputes. Direct Deposit Switch With Truv, switching your Direct Deposit from one bank to another becomes a breeze. Connect directly with your payroll provider in a few easy steps, ensuring that your hard-earned income lands where you want it to. Truv ensures that this process is secure, fast, and stress-free.

About

HMA Connect

This app simplifies the home buying and lending process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine affordability. Users can also scan and upload documents, access contact information, and stay updated on industry news.

Highlights
  • Compare lending scenarios
  • Calculate refinancing savings
  • Determine homeownership affordability
  • Scan and upload documents
  • Access loan officer contact info
  • Stay updated on industry news
Features
Read full description

HMA commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed HMA Connect as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, HMA Connect has a feature to benefit you. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is the best for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your HMA Loan Officer and real estate agent and share this information with your family and friends. • Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by HMA Connect are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your HMA Loan Officer for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Officer can also assist you with any questions you have about your loan and the loan approval process. Let HMA show you how simple securing a home loan can be.

Screenshots

Truv3 screens
HMA Connect4 screens

Verdict

The call

The clearest difference is rating: HMA Connect at 4.7 against Truv's 3.4. Truv's advantage is device support (3 vs 1) and ratings volume (11 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HMA Connect holds the better App Store score, 4.7 against 3.4. Both are backed by a comparable volume of ratings — 11 and 3 respectively.

UpkeepUpdate frequency

Truv ships an update every 3 months, HMA Connect every 4 months. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
Truv versus HMA Connect: the parameters behind the verdict, then further details
ParameterTruvHMA Connect
PriceFreeFree
Rating3.4 (11 ratings)4.7 (3 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings11 — better3
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size9 MB102 MB
Age rating17+4+
DeveloperTruv, Inc.Affordable Mortgage Advisors, LLC

Customer experience

Truv

All ratings9 ratings
Positive66.7%
Neutral11.1%
Negative22.2%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

HMA Connect

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Truv

No in-app purchases

None

HMA Connect

No in-app purchases

Questions

Is Truv free?
Truv is free to download, with no in-app purchases.
Is HMA Connect free?
HMA Connect is free to download, with no in-app purchases.
Which has better reviews, Truv or HMA Connect?
HMA Connect is rated higher. Truv averages 3.4 out of 5 from 11 ratings, while HMA Connect averages 4.7 from 3 ratings.
Do Truv or HMA Connect have ads?
Neither Truv nor HMA Connect shows ads.
Which is updated more often, Truv or HMA Connect?
Truv ships an update every 3 months, and HMA Connect every 4 months. Most recently, Truv was updated on October 24, 2026 and HMA Connect on October 24, 2026.

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