Comparison

CoolCredit vs TIPS Easy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CoolCredit

This app helps you improve and manage your credit health by offering personalized ways to boost your score, repair negative issues, and providing real-time monitoring and expert guidance. It features a CreditBooster to positively impact your score and educational courses for financial literacy.

Highlights
  • Credit score boosting
  • Credit report repair
  • Real-time credit monitoring
  • Expert credit guidance
  • Financial education courses
  • Community support
Features
Read full description

Welcome to CoolCredit! CoolCredit is an innovative application designed to help individuals improve and manage their credit health. By offering personalized ways to boost credit scores, repair and remedy negative issues on credit reports, and supplement users with real-time credit monitoring and expert guidance, CoolCredit empowers users to take control of their financial future. Whether you're looking to repair your credit or optimize your financial standing, CoolCredit provides the resources and support you need for a brighter financial future. Why CoolCredit? CreditBooster: Boost Your Credit Health Quickly CoolCredit’s Booster Payment Plans offer a quick way to improve your credit health and a smart strategy that positively contributes to your credit score. Making timely payments gets users immediate positive traction with your credit score, providing a valuable path to improve one’s credit standing. The best part is it’s repeatable, allowing users an easy way to enhance their scores over time. In addition, purchasing the Credit Booster also unlocks “CoolCredit Courses”, which contain valuable educational material that you can use in your day-to-day life to improve your financial situation. This proactive approach allows you to see immediate impacts on your credit score and get on the path to great credit. Expert Assist Credit Repair options Expert Assist is available every step of the way for a small fee and greater peace of mind. Educational Resources: Empower Your Credit Score With the Right Knowledge We believe everyone deserves a chance to improve their financial health. Whether you're looking to boost your credit score or repair your credit history, our comprehensive credit education courses are designed to guide you every step of the way. Coupled with the Credit Booster payment option, CoolCredit’s courses help guide you toward sustained credit health for the future. Seamless User Experience and Rigorous Data Privacy Our long-term strategy ensures that you build a robust financial foundation, providing support and assistance throughout your journey. The app’s intuitive interface makes your credit repair journey a genuinely pleasant experience, while rest assured knowing that your personal information is protected with the highest level of encryption and privacy standards provided by CoolCredit. Join the CoolCredit Community Connect: Engage with a community of users who share your financial goals. Support: Our dedicated team is here to ensure your journey with CoolCredit is successful. Updates: We continuously improve our app with new features and updates, driven by user feedback and the latest in financial technologies. Ready to transform your credit score and unlock your financial potential? Download CoolCredit now and take the first step towards a brighter financial future. Your journey to credit confidence starts here! Download CoolCredit Today! Subscriptions will be renewed within 24 hours before the end of each period at the rate of your selected plan. Turn off auto-renewal anytime through iTunes. Privacy Policy:-https://www.coolcredit.com/privacy-policy/ Terms and Conditions:- https://www.coolcredit.com/terms-and-conditions/

About

TIPS Easy

Effortlessly calculate gratuity for dining or services with smart suggestions and automatic rounding. Get clear breakdowns of standard and rounded tips for confident tipping.

Highlights
  • Instant tip calculation
  • Service rating with smart suggestions
  • Automatic bill rounding
  • Standard and rounded tip breakdowns
  • One-tap reset
Features
Read full description

Tired of doing mental math at restaurants or salons? Our clean and intuitive tip calculator lets you instantly calculate gratuity with just a few taps. Features: • Enter your bill amount and tap to rate service • Smart tip suggestions based on star ratings • Automatically rounds up for clean totals • See both standard and rounded tip breakdowns • One-tap reset for quick reuse Whether you’re dining out, getting a haircut, or splitting a bill with friends, our app helps you tip confidently — every time. Download now and tip smarter in seconds.

Screenshots

CoolCredit4 screens
TIPS Easy4 screens

Verdict

The call

The clearest difference is rating: TIPS Easy at 5.0 against CoolCredit's 4.5. TIPS Easy also leads on in-app purchases (none vs 3). CoolCredit's advantage is ratings volume (53 vs 2) and iOS requirement (15.6 vs 18.4). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CoolCredit sells 3 in-app purchases, starting at $10.00 per month. TIPS Easy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

TIPS Easy holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: CoolCredit has 53 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

CoolCredit ships an update every 11 days, TIPS Easy every 2 weeks. The most recent releases landed on September 15, 2026 and August 14, 2026 respectively.

Scorecard5 real differences · 5 level
CoolCredit versus TIPS Easy: the parameters behind the verdict, then further details
ParameterCoolCreditTIPS Easy
PriceFreeFree
Rating4.5 (53 ratings)5.0 (2 ratings) — better
Positive reviews71.4% of reviews—
Number of ratings53 — better2
Update frequencyEvery 11 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better18.4
Further details — not scored
Size159 MB7 MB
Age rating4+4+
DeveloperCOOL CREDIT LLCRafael Fernandez Penalver

Customer experience

CoolCredit

All ratings53 ratings
Positive92.5%
Neutral1.9%
Negative5.7%
Written reviews7 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

TIPS Easy

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

CoolCredit

Subscriptions3
  • CoolCredit Pro$10.001 Month
  • CoolCredit Pro Monthly$12.001 Month
  • CoolCredit Pro Yearly$96.001 Year
None

TIPS Easy

No in-app purchases

Questions

Is CoolCredit free?
CoolCredit is free to download, with in-app purchases available.
Is TIPS Easy free?
TIPS Easy is free to download, with no in-app purchases.
Which has better reviews, CoolCredit or TIPS Easy?
TIPS Easy is rated higher. CoolCredit averages 4.5 out of 5 from 53 ratings, while TIPS Easy averages 5.0 from 2 ratings.
Do CoolCredit or TIPS Easy have ads?
Neither CoolCredit nor TIPS Easy shows ads.
Which is updated more often, CoolCredit or TIPS Easy?
CoolCredit ships an update every 11 days, and TIPS Easy every 2 weeks. Most recently, CoolCredit was updated on September 15, 2026 and TIPS Easy on August 14, 2026.

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