Comparison

Sajilo Khata vs SPIL DIGI

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Sajilo Khata

Features
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The concept of a mobile-based transaction recording system for small businesses emerged in early 2021, and technical development began later that year. Easygo Digital Technology Private Limited is now a fin-tech start-up company that was registeed in March 2022 with the Office of Company Registrar. It is developing "Sajilo Khata" digital recording solutions for small enterprises with the purpose of supporting them in properly handling sales transactions focused on credit sales management. According to the National Economic Census 2018, 53% (sample size 923,356 business entities) of business entities (registered and unregistered) do not keep accounting/bookkeeping formally and do not have accounting records in Nepal. Sajilo Khata is a modern mobile app-based record-keeping system that keeps track of financial transactions, such as receivables and cash sales. This is mostly targeted at small businesses who either keep business records manually paper based or do not keep them at all. It is also for those who cannot afford to purchase high-tech software and hardware system to record the business transactions. The objective of the Sajilo Khata is to help entrepreneurs improve their business performance by providing a mobile-based record system to secure and manage business records as well as business statistics. Features of Sajilo Khata are; it’s a free app to the users, in the mobile device, the user could effortlessly record cash and credit sales transactions, individual customer "digital khata" accounts could be opened, and individual cash and credit transactions could be recorded, the user can view reports on their mobile device at any time and produce cash and credit sales reports as needed, in the apps, the user might keep a list of clients with their phone numbers and addresses, users could send SMS repayment reminders to consumers, speeding up the repayment process, the data and information of Sajilo Khata are protected by a renowned company's security system, users can access real-time business information at any time and Sajilo Khata can be readily reused in a new phone if the old one is lost, broken, or replaced.

About

SPIL DIGI

Features
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Siddhartha Premier Insurance Ltd. (SPIL) revolutionizes the Insurance experience Siddhartha Premier Insurance Ltd. (SPIL) revolutionizes the Insurance experience by Introducing SPIL-DIGI and Digital Claim Tracking and Settlement System for the First Time in Nepal. The debut of SPIL-DIGI and the Digital Claim Tracking and Settlement System, two cutting-edge digital innovations promise to revolutionize how people engage with insurance services. SPIL-DIGI: Transforming Insurance Purchases A key step toward making insurance available to everyone is being taken by newly launched digital insurance purchasing platform, SPIL-DIGI. Anyone may simply obtain general (Non-Life) insurance coverage with SPIL-DIGI while relaxing in their homes or businesses. By eliminating redundant paperwork and providing a smooth experience, our user-friendly platform has been created to make buying insurance easier. For all insurance requirements, SPIL-DIGI offers a one-stop shop, whether it be for automobile insurance, health insurance, travel insurance, or other general insurance plans. Key features of SPIL-DIGI include: Convenience: Online insurance policy shopping by customers eliminates the need for them to visit physical branches. Customization: The portal offers a variety of insurance options, allowing customers to choose policies that best suit their individual requirements. Transparency: Customers may choose wisely with the assistance of SPIL-DIGI's clear and comprehensive policy information. Instant Documentation: A quick and easy way to get important insurance information is made possible by the digital generation of policy documents. E-payment/Online Payment: Insurance premium payments are accepted through digital payment mode featuring fone pay, eSewa, khalti and many more Digital Claim Tracking and Settlement System Siddhartha Premier Insurance Ltd. also unveils the Digital Claim Tracking and Settlement System, an advanced platform designed to streamline the insurance claims process. This system empowers policyholders to track their insurance claims in real-time and submit required documents online for swift and efficient claim settlements. Key features of the Digital Claim Tracking and Settlement System include: Accessible anytime, Anywhere Real-Time Claim Tracking Effortless Document Submission Quick online claim payment Enhanced Security and Privacy Simplified Process "We are proud to introduce SPIL-DIGI and the Digital Claim Tracking and Settlement System, two solutions that define our commitment to enhance customer experiences" said Mr. Birendra Baidawar Chhetry, CEO of Siddhartha Premier Insurance Ltd., in reference to the launch. These developments are in line with our aim to provide insurance services quickly, ethically, and with a desire to please our respected stakeholders while meeting the changing demands of our customers.

Screenshots

Sajilo Khata4 screens
SPIL DIGI4 screens

Verdict

The call

Sajilo Khata and SPIL DIGI are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 weeks. Both last shipped on October 27, 2026.

ScorecardNo meaningful differences
Sajilo Khata versus SPIL DIGI: the parameters behind the verdict, then further details
ParameterSajilo KhataSPIL DIGI
PriceFreeFree
Update frequencyEvery 5 weeksEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS12.0 β€” better13.0
Further details β€” not scored
Size34 MB58 MB
Age rating17+17+
DeveloperRoshan C C GautamArhant Solutions Pvt Ltd

In-app purchases

None

Sajilo Khata

No in-app purchases

None

SPIL DIGI

No in-app purchases

Questions

Is Sajilo Khata free?
Sajilo Khata is free to download, with no in-app purchases.
Is SPIL DIGI free?
SPIL DIGI is free to download, with no in-app purchases.
Do Sajilo Khata or SPIL DIGI have ads?
Neither Sajilo Khata nor SPIL DIGI shows ads.
Which is updated more often, Sajilo Khata or SPIL DIGI?
Sajilo Khata ships an update every 5 weeks, and SPIL DIGI every 5 weeks. Most recently, Sajilo Khata was updated on October 27, 2026 and SPIL DIGI on October 27, 2026.

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