StellarPay vs Impact Banking

Products available depend on where you live. Check stellarpay.app or download the app to see what's available for you. Money moves both ways. Finally. Send and receive money globally with StellarPay. Support family back home or abroad in just a few taps. Get paid from anywhere. All with low fees, real exchange rates, and transfers that arrive in minutes. — SEND & RECEIVE GLOBALLY — Send money to Senegal, Ghana, Cameroon, Kenya, Ethiopia, Côte d'Ivoire, and more Receive money back — true bilateral transfers between the US, Canada, and Africa Most transfers arrive in minutes Send via bank account, transfer, mobile money, or card — PAY LESS, SEND MORE — Save 40-60% on every transfer with AI-powered routing Real mid-market exchange rates — no hidden markups Low, transparent fees shown upfront before you send More money in your family's pocket, not ours — SEND MONEY YOUR WAY — StellarTags: Send with just a username — no account numbers needed Save recipients and repeat transfers with one tap Schedule recurring payments for rent, school fees, or support Real-time notifications track every transfer — YOUR FAMILY CHOOSES HOW TO RECEIVE — Mobile money: MTN, Orange Money, Airtel Money, M-Pesa Bank transfers: Access Bank, GTBank, Ecobank, and 50+ partner banks Whatever works best for them — RECEIVE FROM ANYWHERE — Receive money back from family — world's first true bilateral transfers including Africa! Accept funds from mobile money: MTN, Orange Money, Airtel Money, M-Pesa Receive by ACH or Interac e-Transfer right to your bank account in the US or Canada, with more coming soon. All in minutes. — YOUR MONEY IS PROTECTED — Funds held securely with licensed partners Bank-level 256-bit AES encryption on every transaction Biometric authentication — Face ID, Touch ID, fingerprint Two-factor authentication on all account activity Real-time fraud monitoring and instant alerts Freeze or lock your account anytime from the app PCI-DSS compliant payment processing Licensed and regulated money transmission — GEORGE: YOUR 24/7 ASSISTANT — Get instant help in English, French, and Spanish Check rates, track transfers, and get answers fast Available around the clock — no waiting on hold We built StellarPay because we know what it means to support family across borders. This is the app we wished existed. Download StellarPay. Send money home. Receive it back. What's New: Receive money from family directly from their mobile money wallets — finally, it goes both ways! StellarTags: Send with just a username George AI assistant for 24/7 support Real-time transfer tracking Questions? support@stellarpay.app

See how your spending reflects your values. Impact Banking helps you understand the social and environmental impact of your everyday purchases — so you can make financial decisions that align with what truly matters to you. Spend with purpose. Automatically sync your transactions and see clear insights into where your money goes. Gain visibility into the companies behind your purchases and their social and environmental practices. Align with your values. Each brand is analyzed across key categories like sustainability, diversity, and ethical practices. See which companies align with your principles — and which ones don’t — so you can shop with confidence. Get personalized recommendations. Discover mission-driven businesses and better alternatives that match your values. Every recommendation helps you redirect your spending toward a more sustainable and equitable economy. Make your impact visible. Track your progress over time and celebrate your growing positive impact. Every dollar you spend can support change — Impact Banking shows you how. Support mission-driven businesses. Discover and back veteran, minority, and women-led enterprises, plus organizations driving social and environmental change. Create positive impact with your savings. Your money doesn’t have to sit still, every dollar you save powers solar energy, strengthens communities, and helps build a brighter, more sustainable future, all while earning high interest at an FDIC-regulated bank. Join the movement. Empower your wallet to reflect your world view. Download Impact Banking and start building a financial life that’s as conscious as you are.