StellarPay vs Multimilla
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
StellarPay
Send and receive money globally with low fees and real exchange rates. Support family abroad or get paid from anywhere, with transfers arriving in minutes. Offers multiple convenient transfer and receiving options.
- Global money sending and receiving
- Low fees and real exchange rates
- Transfers arrive in minutes
- Multiple payment and receiving options
- StellarTags for username transfers
- AI-powered routing for savings
- 24/7 AI assistant support
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Products available depend on where you live. Check stellarpay.app or download the app to see what's available for you. Money moves both ways. Finally. Send and receive money globally with StellarPay. Support family back home or abroad in just a few taps. Get paid from anywhere. All with low fees, real exchange rates, and transfers that arrive in minutes. — SEND & RECEIVE GLOBALLY — Send money to Senegal, Ghana, Cameroon, Kenya, Ethiopia, Côte d'Ivoire, and more Receive money back — true bilateral transfers between the US, Canada, and Africa Most transfers arrive in minutes Send via bank account, transfer, mobile money, or card — PAY LESS, SEND MORE — Save 40-60% on every transfer with AI-powered routing Real mid-market exchange rates — no hidden markups Low, transparent fees shown upfront before you send More money in your family's pocket, not ours — SEND MONEY YOUR WAY — StellarTags: Send with just a username — no account numbers needed Save recipients and repeat transfers with one tap Schedule recurring payments for rent, school fees, or support Real-time notifications track every transfer — YOUR FAMILY CHOOSES HOW TO RECEIVE — Mobile money: MTN, Orange Money, Airtel Money, M-Pesa Bank transfers: Access Bank, GTBank, Ecobank, and 50+ partner banks Whatever works best for them — RECEIVE FROM ANYWHERE — Receive money back from family — world's first true bilateral transfers including Africa! Accept funds from mobile money: MTN, Orange Money, Airtel Money, M-Pesa Receive by ACH or Interac e-Transfer right to your bank account in the US or Canada, with more coming soon. All in minutes. — YOUR MONEY IS PROTECTED — Funds held securely with licensed partners Bank-level 256-bit AES encryption on every transaction Biometric authentication — Face ID, Touch ID, fingerprint Two-factor authentication on all account activity Real-time fraud monitoring and instant alerts Freeze or lock your account anytime from the app PCI-DSS compliant payment processing Licensed and regulated money transmission — GEORGE: YOUR 24/7 ASSISTANT — Get instant help in English, French, and Spanish Check rates, track transfers, and get answers fast Available around the clock — no waiting on hold We built StellarPay because we know what it means to support family across borders. This is the app we wished existed. Download StellarPay. Send money home. Receive it back. What's New: Receive money from family directly from their mobile money wallets — finally, it goes both ways! StellarTags: Send with just a username George AI assistant for 24/7 support Real-time transfer tracking Questions? support@stellarpay.app
Multimilla
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Welcome to the Multimilla Mobile App Your 1 app for managing daily financial activities – all in one place. Effortlessly handle your money with powerful features designed to make your life easier: Instant Deposit Receive money faster than ever – no delays, no hassle. Withdrawals Withdraw from any bank of your choice, whenever you need. Save Secure your money with Multimilla and sleep peacefully. Your savings are 100% safe – you're in good hands. Contribute Build financial trust with friends or even strangers. Start contribution groups to grow together and reach your goals faster. Paying Bills We know bills are annoying – that’s why we make them easier. Pay airtime, data, TV subscriptions, electricity, and more – all in one place. How to Use Multimilla Install the Multimilla app Sign up or Log in Start exploring and go beyond limitations Need Help? Talk to a Real Person. We speak your language, and we’re here to listen. Our customer support team is available anytime you need us.
Screenshots
Verdict
The clearest difference is ads: Multimilla at none against StellarPay's shown. Multimilla also leads on iOS requirement (13.0 vs 15.1). StellarPay's advantage is update cadence (weekly vs every 4 weeks). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
StellarPay ships an update weekly, Multimilla every 4 weeks. The most recent releases landed on October 16, 2026 and October 13, 2026 respectively.
| Parameter | StellarPay | Multimilla |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Weekly — better | Every 4 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 163 MB | 10 MB |
| Age rating | 4+ | 17+ |
| Developer | Stellar Technologies | BIG MULTIMILLA INTERNATIONAL LTD |
In-app purchases
StellarPay
No in-app purchases
Multimilla
No in-app purchases









