Comparison

StellarPay vs BlithePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

StellarPay

Send and receive money globally with low fees and real exchange rates. Support family abroad or get paid from anywhere, with transfers arriving in minutes. Offers multiple convenient transfer and receiving options.

Highlights
  • Global money sending and receiving
  • Low fees and real exchange rates
  • Transfers arrive in minutes
  • Multiple payment and receiving options
  • StellarTags for username transfers
  • AI-powered routing for savings
  • 24/7 AI assistant support
Features
Read full description

Products available depend on where you live. Check stellarpay.app or download the app to see what's available for you. Money moves both ways. Finally. Send and receive money globally with StellarPay. Support family back home or abroad in just a few taps. Get paid from anywhere. All with low fees, real exchange rates, and transfers that arrive in minutes. — SEND & RECEIVE GLOBALLY — Send money to Senegal, Ghana, Cameroon, Kenya, Ethiopia, Côte d'Ivoire, and more Receive money back — true bilateral transfers between the US, Canada, and Africa Most transfers arrive in minutes Send via bank account, transfer, mobile money, or card — PAY LESS, SEND MORE — Save 40-60% on every transfer with AI-powered routing Real mid-market exchange rates — no hidden markups Low, transparent fees shown upfront before you send More money in your family's pocket, not ours — SEND MONEY YOUR WAY — StellarTags: Send with just a username — no account numbers needed Save recipients and repeat transfers with one tap Schedule recurring payments for rent, school fees, or support Real-time notifications track every transfer — YOUR FAMILY CHOOSES HOW TO RECEIVE — Mobile money: MTN, Orange Money, Airtel Money, M-Pesa Bank transfers: Access Bank, GTBank, Ecobank, and 50+ partner banks Whatever works best for them — RECEIVE FROM ANYWHERE — Receive money back from family — world's first true bilateral transfers including Africa! Accept funds from mobile money: MTN, Orange Money, Airtel Money, M-Pesa Receive by ACH or Interac e-Transfer right to your bank account in the US or Canada, with more coming soon. All in minutes. — YOUR MONEY IS PROTECTED — Funds held securely with licensed partners Bank-level 256-bit AES encryption on every transaction Biometric authentication — Face ID, Touch ID, fingerprint Two-factor authentication on all account activity Real-time fraud monitoring and instant alerts Freeze or lock your account anytime from the app PCI-DSS compliant payment processing Licensed and regulated money transmission — GEORGE: YOUR 24/7 ASSISTANT — Get instant help in English, French, and Spanish Check rates, track transfers, and get answers fast Available around the clock — no waiting on hold We built StellarPay because we know what it means to support family across borders. This is the app we wished existed. Download StellarPay. Send money home. Receive it back. What's New: Receive money from family directly from their mobile money wallets — finally, it goes both ways! StellarTags: Send with just a username George AI assistant for 24/7 support Real-time transfer tracking Questions? support@stellarpay.app

About

BlithePay

Features
Read full description

BlithePay is the ultimate school fee management and daily utility app designed for busy parents and guardians. Stay on top of every family payment with absolute ease — from tracking school fees to topping up daily utilities, BlithePay puts everything you need in one secure place. School Fee Payments — Pay school fees quickly and securely directly from your digital wallet. Everyday Utilities (VAS) — Keep the lights on and the family entertained! Top up Airtime, Internet data, Electricity, and Cable TV in just a few taps. Multi-Student Support — Link and manage multiple children across different schools from a single dashboard. Smart Wallet Management — Fund your wallet effortlessly and monitor your balance at a glance. Instant Invoice Downloads — Download and save official PDF receipts and invoices directly to your device. Transaction History — View a transparent, full breakdown of all your past payments and expenses. Real-time Notifications — Get instant alerts for payment confirmations so you never miss a beat. Bank-Grade Security — OTP verification and encrypted credential storage keep your account and funds completely safe.

Screenshots

StellarPay4 screens
BlithePay4 screens

Verdict

The call

The clearest difference is ads: BlithePay at none against StellarPay's shown. BlithePay also leads on iOS requirement (13.0 vs 15.1). StellarPay's advantage is update cadence (weekly vs every 2 weeks). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

StellarPay ships an update weekly, BlithePay every 2 weeks. The most recent releases landed on September 12, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 6 level
StellarPay versus BlithePay: the parameters behind the verdict, then further details
ParameterStellarPayBlithePay
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyWeekly — betterEvery 2 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size163 MB48 MB
Age rating4+17+
DeveloperStellar TechnologiesBilma Technologies Ltd

In-app purchases

None

StellarPay

No in-app purchases

None

BlithePay

No in-app purchases

Questions

Is StellarPay free?
StellarPay is free to download, with no in-app purchases.
Is BlithePay free?
BlithePay is free to download, with no in-app purchases.
Do StellarPay or BlithePay have ads?
StellarPay shows ads; BlithePay does not.
Which is updated more often, StellarPay or BlithePay?
StellarPay ships an update weekly, and BlithePay every 2 weeks. Most recently, StellarPay was updated on September 12, 2026 and BlithePay on September 17, 2026.

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