孔方记账 vs Monivo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
孔方记账
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「孔方记账」是一款精致，高效的记账应用，只要两步即可完成一笔记账操作。 本软件借助苹果官方iCloud实现数据保存同步，因此我们承诺不保存和使用您的数据，请各位小伙伴放心使用。 【产品功能】 ·两步记账：超快速记账，两步就能完成； ·消费趋势：清晰明白的图表，快速分析消费情况； ·软件安全：使用数字密码、Touch ID、Face ID真假软件安全性； ·数据安全：使用苹果官方iCloud实现数据保存，实时同步在云端； ·存储空间：空间无容量限制的账单云同步功能，永不丢失，完全免费（存储与iCloud相关）； ...... 更多功能，等待您的发掘。 【订阅服务说明】 ·订阅周期：一个月 ·订阅价格：订阅费用根据订阅套餐收取 ·付款：用户确认购买并付款后记入iTunes账户 ·取消续订：如需取消续订，请在当前订阅到期24小时以前，手动在iTunes/Apple ID设置管理中关闭自动续订功能 ·续订：苹果iTunes账户会在到期前24小时内扣款，扣款成功后订阅周期顺延一个订阅周期 隐私声明：https://support.qq.com/products/414237/faqs-more?id=143165 服务协议：https://support.qq.com/products/414237/faqs-more?id=143164
Monivo
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Lightning Entry Tap and done in a flash—designed for busy you. Record every expense in 3 seconds, so financial management takes up no precious time. Spending Insights Smart charts show income & expense breakdowns and monthly trends at a glance, helping you stay on top of your finances and make smarter spending decisions. Smart Memo Intelligent suggestion system learns your habits and recommends common notes, making bookkeeping simpler and smoother over time. Thoughtful Reminders Customize reminder times for weekdays or weekends. Never miss a bill again—building great financial habits has never been easier! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Monivo at none against 孔方记账's shown. Monivo also leads on update cadence (every 2 weeks vs every 27 months). 孔方记账's advantage is iOS requirement (13.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 孔方记账 sells 1 in-app purchase, starting at $0.99 per month and Monivo sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
孔方记账 ships an update every 27 months, Monivo every 2 weeks. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.
| Parameter | 孔方记账 | Monivo |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 27 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 13 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | 颖欣 李 | 承萍 马 |
In-app purchases
孔方记账
- Month Pro3 Days trial$0.991 Month
Monivo
- Monthly Membership$0.991 Month
- 年度会员$3.991 Year
- 终身会员$9.99
