Pebblescore vs Tingtel
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pebblescore
This app helps users improve their credit history and gain access to better loan opportunities. It provides personalized recommendations and tools to check credit scores and reports from major bureaus, empowering users to achieve financial goals.
- Credit score checking
- Comprehensive credit reports
- Personalized improvement recommendations
- Access to low-interest loans
- Financial goal achievement tools
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PebbleScore helps you repair your credit history and access low-interest loans. If you've been rejected for loans or unable to get loans at all, then PebbleScore is your ticket to financial freedom. With PebbleScore, you can easily check your comprehensive credit score and credit reports across all three credit bureaus, and get personalized recommendations to improve your credit. By taking action to improve your credit score, you'll be able to access good loans at low interest rates, and unlock a world of possibilities for your personal and business goals. Whether you're looking to start a business, buy a home or car, or pay for education, PebbleScore can help you achieve your goals. By providing you with the tools and resources you need to repair your credit, PebbleScore empowers you to take control of your financial future and live the life you've always dreamed of. Say goodbye to the frustration of being rejected for loans, and hello to a brighter, more secure future with PebbleScore. Download the app today and take the first step towards repairing your credit and accessing the loans you deserve.
Tingtel
Easily convert airtime to cash, pay bills, and fund various wallets. This app allows you to buy airtime at discounted rates and transfer it anonymously. It also facilitates funding betting wallets and settling insurance premiums without needing a bank card.
- Convert airtime to cash
- Pay utility bills with airtime
- Fund mobile money wallets
- Fund betting wallets
- Buy airtime at discounted rates
- Transfer airtime anonymously
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Tingtel App is the #1 App for anything Airtime in Nigeria. Easily convert Airtime to Cash at the lowest rate, pay bills online with Airtime, convert Airtime to fund MTN MoMo and Airtel SmartCash wallet, fund betting wallet with Airtime, buy Airtime with debit card at discounted rates, and so much more. AIRTIME TO MOBILE MONEY (NEW) Convert any 9ja Airtime to fund mobile money wallet: MTN MoMo and Airtel SmartCash without network restrictions. FUND WITH AIRTIME Easily fund wallet with Airtime. Convert your Airtime instantly to fund betting wallets, and settle insurance premiums without a bank card! AIRTIME BILLS Pay utility bills online; prepaid and postpaid electricity bills, Cable TV, Internet services, and fund betting wallet with Airtime. BUY AIRTIME Discounted Airtime every day, that’s the Tingtel way! Buy Airtime online and get discount on every Airtime purchase. SELL AIRTIME Convert Airtime to Cash and get credited instantly in any bank Account to pay for goods online, or withdraw at any POS or ATM outlet. PAY WITH AIRTIME No change? No problem. Simply pay with Airtime. You can send Airtime from one network to another seamlessly with Tingtel. AIRTIME QR Transfer or Receive Airtime without Sharing your name, number or network TINGTEL ID Conveniently send Airtime to any phone using Tingtel ID, which means no name, no phone or network, just dial *347*85# to send and receive Airtime instantly and anonymously! For more information: Reach out: support@tingtel.com / WhatsApp us 08179472458. Connect with us on our social media platforms @TingtelNG on Instagram, Facebook, and Twitter.
Screenshots
Verdict
The clearest difference is review sentiment: Pebblescore at 67% against Tingtel's 8%. Pebblescore also leads on rating (4.5 vs 2.4) and update cadence (weekly vs every 2 months). Tingtel's advantage is iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pebblescore holds the better App Store score, 4.5 against 2.4. That said, the two scores are not equally well evidenced: Pebblescore has 130 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 67% of Pebblescore's written reviews are positive against 8% of Tingtel's.
Pebblescore ships an update weekly, Tingtel every 2 months. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.
| Parameter | Pebblescore | Tingtel |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (130 ratings) — better | 2.4 (11 ratings) |
| Positive reviews | 66.7% of reviews — better | 7.7% of reviews |
| Number of ratings | 130 — better | 11 |
| Update frequency | Weekly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 53 MB | 70 MB |
| Age rating | 17+ | 4+ |
| Developer | Pebblescore Data Services Limited | Tingtel Limited |
Customer experience
Pebblescore
Tingtel
In-app purchases
Pebblescore
No in-app purchases
Tingtel
No in-app purchases
