Comparison

Pebblescore vs Ethica

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pebblescore

This app helps users improve their credit history and gain access to better loan opportunities. It provides personalized recommendations and tools to check credit scores and reports from major bureaus, empowering users to achieve financial goals.

Highlights
  • Credit score checking
  • Comprehensive credit reports
  • Personalized improvement recommendations
  • Access to low-interest loans
  • Financial goal achievement tools
Features
Read full description

PebbleScore helps you repair your credit history and access low-interest loans. If you've been rejected for loans or unable to get loans at all, then PebbleScore is your ticket to financial freedom. With PebbleScore, you can easily check your comprehensive credit score and credit reports across all three credit bureaus, and get personalized recommendations to improve your credit. By taking action to improve your credit score, you'll be able to access good loans at low interest rates, and unlock a world of possibilities for your personal and business goals. Whether you're looking to start a business, buy a home or car, or pay for education, PebbleScore can help you achieve your goals. By providing you with the tools and resources you need to repair your credit, PebbleScore empowers you to take control of your financial future and live the life you've always dreamed of. Say goodbye to the frustration of being rejected for loans, and hello to a brighter, more secure future with PebbleScore. Download the app today and take the first step towards repairing your credit and accessing the loans you deserve.

About

Ethica

A digital banking app focused on ethical financial management. It offers secure transactions, savings solutions, and financing options without interest or hidden charges. Manage your money with confidence and conscience.

Highlights
  • Ethical banking principles
  • Non-interest digital accounts
  • Secure digital transactions
  • Smart savings solutions
  • Business and personal financing
  • 24/7 access
Features
Read full description

Ethica — Ethical Banking. Made Simple. Ethica is a non-interest digital banking app designed for people who want to manage their money with confidence, clarity, and conscience. From everyday payments to long-term savings, business growth, and ethical financing, Ethica gives you everything you need in one secure, easy-to-use platform. No interest. No hidden charges. No compromises. Just transparent, principled banking you can trust. With Ethica, you enjoy: Secure digital transactions Smart savings solutions Business and personal financing 24/7 access—anytime, anywhere Whether you’re planning for tomorrow or managing today, Ethica helps you stay in control of your finances ethically. Ethica. Banking with values. Built for you.

Screenshots

Pebblescore4 screens
Ethica4 screens

Verdict

The call

The clearest difference is rating: Ethica at 5.0 against Pebblescore's 4.5. Ethica also leads on review sentiment (100% vs 67%). Pebblescore's advantage is ratings volume (130 vs 6) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ethica holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Pebblescore has 130 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 67% of Pebblescore's written reviews are positive against 100% of Ethica's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 6 level
Pebblescore versus Ethica: the parameters behind the verdict, then further details
ParameterPebblescoreEthica
PriceFreeFree
Rating4.5 (130 ratings)5.0 (6 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings130 — better6
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size53 MB115 MB
Age rating17+4+
DeveloperPebblescore Data Services LimitedETHICA MICROFINANCE BANK

Customer experience

Pebblescore

All ratings130 ratings
Positive83.8%
Neutral6.9%
Negative9.2%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Ethica

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pebblescore

No in-app purchases

None

Ethica

No in-app purchases

Questions

Is Pebblescore free?
Pebblescore is free to download, with no in-app purchases.
Is Ethica free?
Ethica is free to download, with no in-app purchases.
Which has better reviews, Pebblescore or Ethica?
Ethica is rated higher. Pebblescore averages 4.5 out of 5 from 130 ratings, while Ethica averages 5.0 from 6 ratings.
Do Pebblescore or Ethica have ads?
Neither Pebblescore nor Ethica shows ads.
Which is updated more often, Pebblescore or Ethica?
Pebblescore ships an update weekly, and Ethica weekly. Most recently, Pebblescore was updated on October 13, 2026 and Ethica on October 7, 2026.

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