FinanceWord vs 清记
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinanceWord
This app uses AI to interpret market information and visualize hot trends with word clouds. It offers personalized filtering and real-time search to help users grasp market dynamics and achieve investment goals.
- AI Intelligence Profiling
- Word cloud visualization of hot topics
- One-click detailed content access
- Personalized blacklist for information filtering
- Real-time keyword search
- Cross-platform compatibility
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Stop being dazzled by a sea of investment information! Escape the confusion and let wisdom lead you through the financial arena with our financeWord! Characteristic features inventory: 1.AI Intelligence Profiling: Feel the magic of artificial intelligence! Our AI intelligent technology can real-time interpretation of market information, so you can easily grasp the hot trends, create wealth miracle! 2.Word cloud painting gallery: Let the information become interesting! Word Cloud Drawing presents hot topics in a visualized form, allowing you to easily understand market sentiment and play the financial game while enjoying it! 3.One Click Detailed Miracle: Tracking hot information has never been easier! Tap the screen, detailed content is instantly presented, so you can easily grasp the pulse of the market and realize your investment ideals! 4. Personalized Blacklist: Say goodbye to the annoyance of useless information! Our intelligent blacklist can intelligently filter invalid information, at the same time, you can also customize the blacklist according to your personal preferences, so that information filtering is more intimate! 5. Real-time search tool: Seize every investment opportunity! Just enter the keywords, instantly find the relevant hotspots, easy insight into the market dynamics, easy to navigate the financial arena! 5.Cross-platform enjoyment: Whether you are an iPad player or Mac control or Vision Pro, our software can be seamlessly adapted to allow you to enjoy the market hotspots anytime, anywhere, and enjoy a smooth investment! Download it now, lead with wisdom, finance your dreams! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
清记
This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.
- Minimalist expense recording
- Ad-free and distraction-free interface
- Visual financial summaries (charts)
- Absolute privacy for financial data
- Elegant and clean design
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“清”,是账目清晰,也是耳根清静。 【理念:我们为什么做这款 App】 市面上的记账软件越来越臃肿了。打开它们,满眼是理财广告、办卡推荐、繁杂的社区和让人眼花缭乱的各种入口。 但其实,我们需要的仅仅是一个能安安静静记录今天花了多少钱的工具。 于是,《清记》诞生了。 它剔除了所有与记账无关的噪音,回归工具的本质。没有广告,没有社交,没有多余的干扰。在这里,只有纯粹的收支,和清清楚楚的生活。 【功能:克制而强大】 极简极速:点开即记,没有任何多余的步骤,3秒钟完成一笔开销记录。 干净无扰:承诺永远无理财广告,无社区,不贩卖财务焦虑。 一目了然:清晰直观的折线与饼图,帮你轻松梳理每月的财务状况。 绝对隐私:你的财务数据属于且仅属于你个人,无需担心隐私泄露。 设计美学:延续留白美学,素雅清透的界面,让记账变成一种享受。 我们相信,最好的工具,是当你需要时它极其顺手,不需要时它安静地待在角落,从不打扰。 愿《清记》能帮你理清账目,也理清生活。 最终用户许可协议(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: 清记 at 100% against FinanceWord's 50%. 清记 also leads on update cadence (every 2 days vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FinanceWord sells 3 in-app purchases, starting at $2.99 per month and 清记 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
FinanceWord ships an update every 2 months, 清记 every 2 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | FinanceWord | 清记 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Mac — better | iPhone, iPad |
| Requires iOS | 16.4 — better | 17 |
| Further details — not scored | ||
| Size | 12 MB | 78 MB |
| Age rating | 4+ | 9+ |
| Developer | 辉章 何 | 若飞 王 |
Customer experience
FinanceWord
清记
In-app purchases
FinanceWord
- Monthly Subscription$2.991 Month
- Quarterly Subscription$7.993 Months
- Annual Subscription$19.991 Year
清记
- 清记会员月度订阅$0.991 Month
- 清记会员年度订阅$3.991 Year
- 清记记账永久会员$4.99









