Comparison

Tamawal | تمول vs SHL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tamawal | تمول

Discover and apply for approved loans from top financial institutions in Saudi Arabia. This app offers a user-friendly interface, an interactive loan calculator, and secure processing to help you find the best financing options quickly.

Highlights
  • Discover financing options
  • Register interest for loans
  • Interactive loan calculator
  • Join waitlist for ranking
  • Secure and reliable processing
  • User-friendly interface
Features
Read full description

Tamawal® Your Digital Broker for ِApproved Loans! Discover the convenience and ease of finding the perfect financing products with Tamawal®. Our app is designed to save you time and effort by providing a variety of financing options from top financial institutions in Saudi Arabia. Whether you're looking for personal loans, or any other financial product, Tamawal® is your trusted partner. Key Features: - Join Waitlist: Join our waitlist and share your unique referral link to get higher in ranking & get access. - Wide Range of Options: Access a diverse selection of financing products tailored to your needs. - Register Interest: Fill in your interest form for your chosen financing products to get it approved from the best financial institutions in Saudi Arabia. - Trusted Institutions: Get your request approved and processed from the best financial institutions in Saudi Arabia. - User-Friendly Interface: Enjoy a seamless and intuitive experience with our easy-to-navigate app. - Interactive Calculator: Our smart loan calculator works interactively with your preferred loan options with a period from 6 months to 60 months and maximum annual percentage rate (APR) is 69.59% and once any of the parameters changed our interactive calculator will smoothly reflect the new outcomes. For example: A customer with a salary of 14,000 SAR will have the following: Principal Amount: SAR 238,274.04 Profit Rate: 3.5% per annum Tenure: 60 months Administrative Fee: 1% = SAR 2,382.74 Brokerage Fee: 1% = SAR 2,382.74 VAT @15% = SAR 714.82 Profit Amount: SAR 41,697.96 Instalment Amount = SAR 4,666.20 Finance start Date: 1st March 2025 1st Instalment date: 1st April 2025 APR: 7.64% - Secure and Reliable: Rest assured that your information is safe and secure with our top-notch security measures. With Tamawal®, you no longer need to spend countless hours searching for the right financing. Download the app today and take the first step towards achieving your financial goals. For information or inquires: Visit us at www.tamawal.sa Call us at 8001000276 Follow us @ Twitter: https://x.com/Tamawal_sa

About

SHL

Features
Read full description

SHL Finance is your trusted partner in personal finance. Whether you're looking for quick loans, flexible repayment options, or secure financial services, SHL Finance makes borrowing simple, transparent, and accessible. Our mobile app is designed to help you manage your financial needs efficiently — anytime, anywhere. Key Features: Fast & Easy Loan Applications – Apply for loans in minutes with minimal documentation Track Your Loans – Monitor your loan status, due dates, and payment history Secure & Confidential – Your data and transactions are fully encrypted and protected User-Friendly Experience – Intuitive interface with real-time notifications and support Tailored Financial Solutions – Customized products to suit your needs

Screenshots

Tamawal | تمول4 screens
SHL4 screens

Verdict

The call

The clearest difference is update cadence: SHL at weekly against Tamawal | تمول's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Tamawal | تمول ships an update every 6 weeks, SHL weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Tamawal | تمول versus SHL: the parameters behind the verdict, then further details
ParameterTamawal | تمولSHL
PriceFreeFree
Rating4.4 (28 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings28 — better—
Update frequencyEvery 6 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size81 MB23 MB
Age rating4+4+
DeveloperTAMMWEL INCSHL FINANCE

In-app purchases

None

Tamawal | تمول

No in-app purchases

None

SHL

No in-app purchases

Questions

Is Tamawal | تمول free?
Tamawal | تمول is free to download, with no in-app purchases.
Is SHL free?
SHL is free to download, with no in-app purchases.
Do Tamawal | تمول or SHL have ads?
Neither Tamawal | تمول nor SHL shows ads.
Which is updated more often, Tamawal | تمول or SHL?
Tamawal | تمول ships an update every 6 weeks, and SHL weekly. Most recently, Tamawal | تمول was updated on November 3, 2026 and SHL on October 30, 2026.

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