BinDowal Pay vs قروشي | Grosh
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BinDowal Pay
This electronic wallet app allows users to perform financial transactions easily, quickly, and securely via their phone. It supports bill payments, mobile recharges, and transfers between accounts without requiring a traditional bank account.
- Electronic cash services
- Bill payments (water, electricity, internet)
- Mobile balance recharges
- Account transfers (wallet, bank, client, agent)
- Balance inquiries
- Transaction history and statistics
- Branch and ATM locator
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Bin Dowal Pay App: The electronic wallet application (Bin Dowal Pay) is an application to provide electronic cash services at Bin Dowal Islamic Microfinance Bank, which enables you to use your money in financial transactions in an easy, fast and secure manner via your phone and without the need to have a bank account. Bin Dowal Pay app services: 1. Payment of water, electricity, internet, landline and other bills. 2. Recharge mobile phones balances for local mobile operators in Yemen. 3. Transfer from/to the electronic wallet account and the bank account. 4. Transfer from/to the clients and agents accounts . 5. Inquiry about the bank balance and electronic balance - Bin Dowal Pay. 6. Review the electronic wallet operations and its daily movement. 7. View statistics for daily/weekly/monthly operations. 8. And other services. Features of Bin Dowal Pay App: 1. Immediate execution of operations. 2. Ease and flexibility of use. 3. Protection and safety in the execution of operations. 4. The application is available in Arabic and English. 5. Knowing the locations of bank branches, ATMs and agents.
قروشي | Grosh
A digital wallet from Hadhramout Commercial Bank for daily financial services. Easily pay bills, transfer funds, manage accounts, and make purchases securely. Supports local transfers and integration with your bank account.
- Bill payments (electricity, water, telecom)
- Instant fund transfers between users
- Secure payments to supported merchants
- Local remittances via supported networks
- Link Hadhramout Commercial Bank account
- Deposit and withdrawal to/from bank account
- Detailed transaction history
- Secure login with fingerprint support
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Grosh-e is Hadhramout Bank’s digital wallet for secure everyday payments and money transfers in Yemen. Pay available bills, fund your wallet, transfer money, pay supported merchants, and manage transactions from one app. Key services • Pay available electricity, water, telecommunications, and other supported bills. • Transfer money between Grosh-e wallets, subject to account permissions and service availability. • Pay supported merchants and services. • Send local remittances through supported networks, including Unified Network and Hadhramout Pay, where available. • Link an eligible Hadhramout Bank account and move money between your bank account and wallet using available deposit and withdrawal options. • Fund your wallet through supported channels. • Review transaction history and transaction details. • Receive notifications for completed transactions. • Contact support from within the app. For individuals and merchants Available services vary by account type, activation status, and region. Grosh-e also provides merchant tools for managing supported financial transactions according to account permissions. Flexible experience • Arabic and English interface. • Light and dark modes. • Biometric sign-in on supported devices. • Clear transaction details and account information update options. Download Grosh-e and manage your everyday payments and transfers from one app.
Screenshots
Verdict
The clearest difference is update cadence: قروشي | Grosh at every 2 weeks against BinDowal Pay's every 5 weeks. قروشي | Grosh also leads on ratings volume (4 vs 1). BinDowal Pay's advantage is iOS requirement (13 vs 15.5). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for BinDowal Pay against 5.0 for قروشي | Grosh. Both are backed by a comparable volume of ratings — 1 and 4 respectively.
BinDowal Pay ships an update every 5 weeks, قروشي | Grosh every 2 weeks. The most recent releases landed on July 7, 2026 and September 26, 2026 respectively.
| Parameter | BinDowal Pay | قروشي | Grosh |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (4 ratings) |
| Positive reviews | 25.0% of reviews | — |
| Number of ratings | 1 | 4 — better |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13 — better | 15.5 |
| Further details — not scored | ||
| Size | 60 MB | 108 MB |
| Age rating | 4+ | 4+ |
| Developer | BIN DOWAL ISLAMIC MICROFINANCE BANK | HADHRAMOUT COMMERCIAL BANK |
Customer experience
BinDowal Pay
قروشي | Grosh
In-app purchases
BinDowal Pay
No in-app purchases
قروشي | Grosh
No in-app purchases









