Comparison

ChainEX Merchant vs EndowPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChainEX Merchant

Features
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Revolutionizing cross-border commerce, ChainEX is a cutting-edge platform with four key components: ChainEX Market: It's a vibrant global marketplace breaking down geographical barriers, providing a level playing field for everyone from entrepreneurs to global corporations. Access a diverse range of products and services from around the world, fostering a dynamic hub for global commerce. ChainEX Payment: We partner with licensed remittance companies, offering competitive exchange rates for international transactions. We prioritize your financial well-being by eliminating excessive fees and unfavorable conversion rates, making your money work harder for you. ChainEX Scan & Pay: Redefining payment convenience, this feature simplifies transactions with QR codes. Whether in-store purchases, bill splitting, or international business, it guarantees seamless, secure, and efficient financial interactions. ChainEX FastTrack: In today's fast-paced world, time is critical. This feature expedites transactions, reducing complexities, and minimizing waiting times. It ensures you stay ahead in the digital economy, making transactions faster and more accessible. ChainEX is more than an app; it's a revolutionary force empowering global commerce, seamless payments, and digital connectivity. With us, you redefine cross-border transactions, gain access to a global marketplace, and simplify payments. Join ChainEX and embark on an exciting journey, where the possibilities are limitless, and the world is at your fingertips.

About

EndowPay

This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.

Highlights
  • Instant airtime and mobile data top-ups
  • Hassle-free electricity and cable TV bill payments
  • Secure betting account funding
  • Easy gift card sending and redemption
  • Single app for transport payments
Read full description

EndowPay – Your All-in-One Digital Wallet for Everyday Payments EndowPay is a fast, secure, and reliable Nigerian fintech app designed to simplify your daily payments. With just a few taps, you can manage all your essential transactions in one place. - Top up airtime & buy mobile data instantly - Pay electricity & cable TV bills without hassle - Fund betting accounts securely - Send and redeem gift cards with ease - Pay for transport & more from a single app Whether you’re recharging your phone, paying household bills, or sending a quick gift, EndowPay gives you the convenience, speed, and security you need. Take control of your payments today — download EndowPay and experience stress-free transactions anytime, anywhere.

Screenshots

ChainEX Merchant4 screens
EndowPay4 screens

Verdict

The call

The clearest difference is iOS requirement: ChainEX Merchant at 13.0 against EndowPay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ChainEX Merchant ships an update every 2 weeks, EndowPay every 11 days. The most recent releases landed on September 8, 2026 and July 17, 2026 respectively.

Scorecard1 real difference · 8 level
ChainEX Merchant versus EndowPay: the parameters behind the verdict, then further details
ParameterChainEX MerchantEndowPay
PriceFreeFree
Rating—3.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 2 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.6
Further details — not scored
Size37 MB57 MB
Age rating17+4+
DeveloperCHAINSX TECH CORPORATION COMPANY LIMITEDEndowPay

In-app purchases

None

ChainEX Merchant

No in-app purchases

None

EndowPay

No in-app purchases

Questions

Is ChainEX Merchant free?
ChainEX Merchant is free to download, with no in-app purchases.
Is EndowPay free?
EndowPay is free to download, with no in-app purchases.
Do ChainEX Merchant or EndowPay have ads?
Neither ChainEX Merchant nor EndowPay shows ads.
Which is updated more often, ChainEX Merchant or EndowPay?
ChainEX Merchant ships an update every 2 weeks, and EndowPay every 11 days. Most recently, ChainEX Merchant was updated on September 8, 2026 and EndowPay on July 17, 2026.

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