Comparison

ChainEX Merchant vs Payback Buddy App

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

ChainEX Merchant

Features
Read full description

Revolutionizing cross-border commerce, ChainEX is a cutting-edge platform with four key components: ChainEX Market: It's a vibrant global marketplace breaking down geographical barriers, providing a level playing field for everyone from entrepreneurs to global corporations. Access a diverse range of products and services from around the world, fostering a dynamic hub for global commerce. ChainEX Payment: We partner with licensed remittance companies, offering competitive exchange rates for international transactions. We prioritize your financial well-being by eliminating excessive fees and unfavorable conversion rates, making your money work harder for you. ChainEX Scan & Pay: Redefining payment convenience, this feature simplifies transactions with QR codes. Whether in-store purchases, bill splitting, or international business, it guarantees seamless, secure, and efficient financial interactions. ChainEX FastTrack: In today's fast-paced world, time is critical. This feature expedites transactions, reducing complexities, and minimizing waiting times. It ensures you stay ahead in the digital economy, making transactions faster and more accessible. ChainEX is more than an app; it's a revolutionary force empowering global commerce, seamless payments, and digital connectivity. With us, you redefine cross-border transactions, gain access to a global marketplace, and simplify payments. Join ChainEX and embark on an exciting journey, where the possibilities are limitless, and the world is at your fingertips.

About

Payback Buddy App

Features
Read full description

PayBack Buddy is your personal loan reminder manager. Every time you lend money to friends or family, you can record the amount, set WhatsApp reminder templates, track full or partial repayments, and keep a clean history of who owes you what.

Screenshots

ChainEX Merchant4 screens
Payback Buddy App4 screens

Verdict

The call

The clearest difference is iOS requirement: ChainEX Merchant at 13.0 against Payback Buddy App's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ChainEX Merchant ships an update every 2 weeks, Payback Buddy App every 3 weeks. The most recent releases landed on October 27, 2026 and October 13, 2026 respectively.

Scorecard1 real difference ยท 5 level
ChainEX Merchant versus Payback Buddy App: the parameters behind the verdict, then further details
ParameterChainEX MerchantPayback Buddy App
PriceFreeFree
Update frequencyEvery 2 weeks โ€” betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 โ€” better15.6
Further details โ€” not scored
Size37 MB41 MB
Age rating17+4+
DeveloperCHAINSX TECH CORPORATION COMPANY LIMITEDUtopia Med Tech Private Limited

In-app purchases

None

ChainEX Merchant

No in-app purchases

None

Payback Buddy App

No in-app purchases

Questions

Is ChainEX Merchant free?
ChainEX Merchant is free to download, with no in-app purchases.
Is Payback Buddy App free?
Payback Buddy App is free to download, with no in-app purchases.
Do ChainEX Merchant or Payback Buddy App have ads?
Neither ChainEX Merchant nor Payback Buddy App shows ads.
Which is updated more often, ChainEX Merchant or Payback Buddy App?
ChainEX Merchant ships an update every 2 weeks, and Payback Buddy App every 3 weeks. Most recently, ChainEX Merchant was updated on October 27, 2026 and Payback Buddy App on October 13, 2026.

Other comparisons