Comparison

Yell Payment vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Yell Payment

Manage all your bank accounts and credit cards in one place. This app allows you to consolidate your funds, track your spending, and make payments easily. It also offers free money transfers to friends and family.

Highlights
  • Consolidate bank accounts and credit cards
  • Track all finances in one dashboard
  • Make payments with a debit card
  • Send and receive money for free
  • Unlock full buying power
  • High security standards
Features
Read full description

Juggling multiple credit cards and bank accounts? Simplify your finances with YELL. Consolidate your funds and unlock access to your full buying power, when you need it most. Send money to family and friends. Get a free bank account and track your finances, all in one place. Start YELLing now and get to experience the future of financial management. Unlock your buying power. Tap into your full buying power by linking all of your credit cards, debit cards and bank accounts to YELL. Get access to all your money, when you need it most. Pay for anything, anywhere. A hair appointment, a last-minute trip out of town, a night out in the city? Pay for what you need with just a few swipes or simply pull out the YELL debit card – anytime, anywhere. Track all your money in one powerful app. When you link your credit cards and bank accounts to YELL, you’ll get a crystal-clear view of all your finances in one place. Within moments, YELL becomes the central dashboard for your entire financial landscape. Send and receive money with your friends for free. Send and receive money with friends and family easily. YELL-to-YELL transactions are free and instant. Encourage everyone to join YELL and save together. Be secure. YELL provides the highest security standards for a payment platform in accordance with legal guidelines. You never need to worry about your details; they are kept safe and secure in the app. Need more information? Visit: yellpayment.com/faq Yell Services Inc. is a financial technology (fintech) company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. FDIC insurance coverage protects against the failure of an FDIC insured depository institution. Pass through FDIC insurance coverage is subject to certain conditions. The YELL Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

Yell Payment4 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is review sentiment: Pay with Sublime at 86% against Yell Payment's 10%. Pay with Sublime also leads on rating (4.7 vs 3.6) and monetization model (free vs ad-supported). Yell Payment's advantage is iOS requirement (16.0 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay with Sublime holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Pay with Sublime has 231 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 10% of Yell Payment's written reviews are positive against 86% of Pay with Sublime's.

UpkeepUpdate frequency

Yell Payment ships an update every 3 weeks, Pay with Sublime every 9 days. Both last shipped on October 30, 2026.

Scorecard6 real differences · 4 level
Yell Payment versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterYell PaymentPay with Sublime
PriceFreeFree
Rating3.6 (33 ratings)4.7 (231 ratings) — better
Positive reviews10.0% of reviews85.7% of reviews — better
Number of ratings33231 — better
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better18.5
Further details — not scored
Size76 MB61 MB
Age rating17+17+
DeveloperYell Services Inc.Sublime Payments Company

Customer experience

Yell Payment

All ratings33 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews10 reviews
Positive10.0%
Neutral0.0%
Negative90.0%

Pay with Sublime

All ratings157 ratings
Positive92.4%
Neutral1.9%
Negative5.7%
Written reviews14 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

None

Yell Payment

No in-app purchases

None

Pay with Sublime

No in-app purchases

Questions

Is Yell Payment free?
Yell Payment is free to download, with no in-app purchases.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Which has better reviews, Yell Payment or Pay with Sublime?
Pay with Sublime is rated higher. Yell Payment averages 3.6 out of 5 from 33 ratings, while Pay with Sublime averages 4.7 from 231 ratings.
Do Yell Payment or Pay with Sublime have ads?
Neither Yell Payment nor Pay with Sublime shows ads.
Which is updated more often, Yell Payment or Pay with Sublime?
Yell Payment ships an update every 3 weeks, and Pay with Sublime every 9 days. Most recently, Yell Payment was updated on October 30, 2026 and Pay with Sublime on October 30, 2026.

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