Yell Payment vs Pay with Sublime
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Yell Payment
Manage all your bank accounts and credit cards in one place. This app allows you to consolidate your funds, track your spending, and make payments easily. It also offers free money transfers to friends and family.
- Consolidate bank accounts and credit cards
- Track all finances in one dashboard
- Make payments with a debit card
- Send and receive money for free
- Unlock full buying power
- High security standards
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Juggling multiple credit cards and bank accounts? Simplify your finances with YELL. Consolidate your funds and unlock access to your full buying power, when you need it most. Send money to family and friends. Get a free bank account and track your finances, all in one place. Start YELLing now and get to experience the future of financial management. Unlock your buying power. Tap into your full buying power by linking all of your credit cards, debit cards and bank accounts to YELL. Get access to all your money, when you need it most. Pay for anything, anywhere. A hair appointment, a last-minute trip out of town, a night out in the city? Pay for what you need with just a few swipes or simply pull out the YELL debit card – anytime, anywhere. Track all your money in one powerful app. When you link your credit cards and bank accounts to YELL, you’ll get a crystal-clear view of all your finances in one place. Within moments, YELL becomes the central dashboard for your entire financial landscape. Send and receive money with your friends for free. Send and receive money with friends and family easily. YELL-to-YELL transactions are free and instant. Encourage everyone to join YELL and save together. Be secure. YELL provides the highest security standards for a payment platform in accordance with legal guidelines. You never need to worry about your details; they are kept safe and secure in the app. Need more information? Visit: yellpayment.com/faq Yell Services Inc. is a financial technology (fintech) company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. FDIC insurance coverage protects against the failure of an FDIC insured depository institution. Pass through FDIC insurance coverage is subject to certain conditions. The YELL Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
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Verdict
The clearest difference is review sentiment: Pay with Sublime at 86% against Yell Payment's 10%. Pay with Sublime also leads on rating (4.7 vs 3.6) and monetization model (free vs ad-supported). Yell Payment's advantage is iOS requirement (16.0 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay with Sublime holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Pay with Sublime has 231 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 10% of Yell Payment's written reviews are positive against 86% of Pay with Sublime's.
Yell Payment ships an update every 3 weeks, Pay with Sublime every 9 days. Both last shipped on October 30, 2026.
| Parameter | Yell Payment | Pay with Sublime |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (33 ratings) | 4.7 (231 ratings) — better |
| Positive reviews | 10.0% of reviews | 85.7% of reviews — better |
| Number of ratings | 33 | 231 — better |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 76 MB | 61 MB |
| Age rating | 17+ | 17+ |
| Developer | Yell Services Inc. | Sublime Payments Company |
Customer experience
Yell Payment
Pay with Sublime
In-app purchases
Yell Payment
No in-app purchases
Pay with Sublime
No in-app purchases









