Loosechange vs MonieBee
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loosechange
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Multiple payment options all in one place, never downtime! Payment Links - Generate a payment link to share with your customers via social media, email, or SMS. USSD - Receive payment using USSD code when customers don't have access to a smartphone, or data plan, or have no internet connection. Bank Transfer - Get direct transfers from your customers to your virtual bank account. QR Code - Display your unique QR code on your mobile phone or print it out for display at your physical store for your customers to scan and pay. Receive instant payment! No need to wait for next-day settlements, get value for your services in real-time. Get instant credit confirmation for transactions and share e-receipts with your customers Bills payment • With Loosechange App, top-up your airtime & data, pay your utility bills and TV subscription So much more • Your business goes anywhere you go! • Never lose a sale, receive payment from your customers anytime and anywhere. • Improve customer experience • Make it easier for your customers to pay you quickly and easily, without having to wait in line or fumble with cash. • You no longer need to keep saying, “ Sorry, the POS machine is not working”. Provide your customers with a seamless payment experience with a variety of options to choose from. • Reduce your business expenses • Save costs on buying physical POS machines for your business and leverage the device you already own on your mobile phone. • Safe and Secure Payment • Our advanced encryption technology and fraud detection systems ensure that your transactions are always protected. Join the Loosechange community, and download the app now! How to get started Download the App. Create an account with your phone number and verify your BVN. Start accepting payments. Customer Support is available via our in-app chat. Contact us whenever you need assistance. We are here to ensure your payment experience is smooth and hassle-free.
MonieBee
Manage your finances with virtual cards and wallets. Send and receive money internationally, pay bills, and top up airtime and data plans. Access USD virtual cards for subscriptions and payments.
- Virtual USD cards for subscriptions
- Send and receive funds to Ghana and Kenya
- Pay bills and utilities
- Buy airtime and data plans
- Send USD to Nigerian Domiciliary accounts
- Virtual account for receiving funds
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MonieBee - Virtual cards and wallets Easily align your personal finances with your lifestyle, send and receive funds to Ghana and Kenya, get virtual USD cards, pay bills and utilities and send USD to any Nigerian Domiciliary account on the MonieBee App Features Get a Virtual Dollar Card- MonieBee issues you a Visa or Mastercard Virtual dollar card to: - Manage subscription payments - Make one-off payment Pay & Get Paid - Send money to any Nigerian bank from your MonieBee wallet - Receive money from any Nigerian bank using your unique Virtual Account Send Money to Ghana & Kenya - Send money to any mobile money account in Ghana and Kenya effortlessly. Buy Airtime & Data Plan - Top up your airtime for any network in Nigeria - Buy daily, weekly, monthly or yearly data plan for any Network in Nigeria Pay for Utility bills - Pay for Electricity/Cable Tv subscription bills on your Shilling App Send dollar to Any Nigerian DOM Account - Send dollar to any Nigerian Domiciliary account without visiting any banking hall. Privacy Policies and Security. We collect and process your information in accordance with Nigerian Data Protection Regulation (NDPR) guidelines which are for; contractual & Legal duty, Legitimate interest, public interest, and vital interest or consent. As such your information is protected and can not be transferred to a third party, except we are legally required. Shilling Technology Solution Limited is a Technology company, we provide all services using licensed third-party partners to provide all services offered.
Screenshots
Verdict
The clearest difference is iOS requirement: Loosechange at 13.2 against MonieBee's 15.5.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Loosechange ships an update fortnightly, MonieBee every 3 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Loosechange | MonieBee |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.9 (16 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 16 — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.2 — better | 15.5.0 |
| Further details — not scored | ||
| Size | 53 MB | 169 MB |
| Age rating | 4+ | 17+ |
| Developer | LooseChange Limited | SHILLING TECHNOLOGY SOLUTION LIMITED |
In-app purchases
Loosechange
No in-app purchases
MonieBee
No in-app purchases







