Loosechange vs JaraPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loosechange
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Multiple payment options all in one place, never downtime! Payment Links - Generate a payment link to share with your customers via social media, email, or SMS. USSD - Receive payment using USSD code when customers don't have access to a smartphone, or data plan, or have no internet connection. Bank Transfer - Get direct transfers from your customers to your virtual bank account. QR Code - Display your unique QR code on your mobile phone or print it out for display at your physical store for your customers to scan and pay. Receive instant payment! No need to wait for next-day settlements, get value for your services in real-time. Get instant credit confirmation for transactions and share e-receipts with your customers Bills payment • With Loosechange App, top-up your airtime & data, pay your utility bills and TV subscription So much more • Your business goes anywhere you go! • Never lose a sale, receive payment from your customers anytime and anywhere. • Improve customer experience • Make it easier for your customers to pay you quickly and easily, without having to wait in line or fumble with cash. • You no longer need to keep saying, “ Sorry, the POS machine is not working”. Provide your customers with a seamless payment experience with a variety of options to choose from. • Reduce your business expenses • Save costs on buying physical POS machines for your business and leverage the device you already own on your mobile phone. • Safe and Secure Payment • Our advanced encryption technology and fraud detection systems ensure that your transactions are always protected. Join the Loosechange community, and download the app now! How to get started Download the App. Create an account with your phone number and verify your BVN. Start accepting payments. Customer Support is available via our in-app chat. Contact us whenever you need assistance. We are here to ensure your payment experience is smooth and hassle-free.
JaraPay
This app simplifies bill payments for users in Nigeria, offering a convenient way to manage and pay for utilities, mobile recharges, and internet services. It supports a wide range of billers, making financial management easier for individuals and businesses.
- Bill payment management
- Utility bill payments
- Mobile recharge
- Internet payments
- Supports wide range of billers
- User-friendly interface
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JaraPay, Nigeria’s leading bill payment service, offers a seamless and efficient solution for effortlessly managing and paying your bills. Our user-friendly app is specifically designed to cater to the unique needs of the Nigerian market, empowering individuals and businesses across the country to handle their financial responsibilities with ease. With JaraPay, you can conveniently manage and pay all your bills, including utilities, mobile recharge, internet payments and more. Our platform supports a wide range of billers, ensuring a comprehensive solution for all your payment needs.
Screenshots
Verdict
The clearest difference is update cadence: JaraPay at every 4 days against Loosechange's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Loosechange ships an update fortnightly, JaraPay every 4 days. The most recent releases landed on October 6, 2026 and October 8, 2026 respectively.
| Parameter | Loosechange | JaraPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.2 | 13.0 — better |
| Further details — not scored | ||
| Size | 53 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | LooseChange Limited | P&K Smart Rise Solutions |
In-app purchases
Loosechange
No in-app purchases
JaraPay
No in-app purchases






