Comparison

Loosechange vs Payrit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loosechange

Features
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Multiple payment options all in one place, never downtime! Payment Links - Generate a payment link to share with your customers via social media, email, or SMS. USSD - Receive payment using USSD code when customers don't have access to a smartphone, or data plan, or have no internet connection. Bank Transfer - Get direct transfers from your customers to your virtual bank account. QR Code - Display your unique QR code on your mobile phone or print it out for display at your physical store for your customers to scan and pay. Receive instant payment! No need to wait for next-day settlements, get value for your services in real-time. Get instant credit confirmation for transactions and share e-receipts with your customers Bills payment • With Loosechange App, top-up your airtime & data, pay your utility bills and TV subscription So much more • Your business goes anywhere you go! • Never lose a sale, receive payment from your customers anytime and anywhere. • Improve customer experience • Make it easier for your customers to pay you quickly and easily, without having to wait in line or fumble with cash. • You no longer need to keep saying, “ Sorry, the POS machine is not working”. Provide your customers with a seamless payment experience with a variety of options to choose from. • Reduce your business expenses • Save costs on buying physical POS machines for your business and leverage the device you already own on your mobile phone. • Safe and Secure Payment • Our advanced encryption technology and fraud detection systems ensure that your transactions are always protected. Join the Loosechange community, and download the app now! How to get started Download the App. Create an account with your phone number and verify your BVN. Start accepting payments. Customer Support is available via our in-app chat. Contact us whenever you need assistance. We are here to ensure your payment experience is smooth and hassle-free.

About

Payrit

This application offers a streamlined and efficient cashless payment experience for all users. It simplifies transactions, making it convenient for everyday purchases, from small vendors to larger establishments. Enjoy a secure and user-friendly interface for all your payment needs.

Highlights
  • Smart payment solution
  • Cashless transactions
  • User-friendly interface
  • Improved interbank interface
  • Bug and security fixes
  • Enhanced stability
Features
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A smart payment solution for everyone. Payrit makes cashless payment easier and faster to everyone, including the roadside fruit merchant. Payrit: The one application that works everytime. - Improved Interbank Interface: Sleek and user-friendly design for seamless interactions. - Bug and Security Fixes: Enhanced stability and safeguarded your experience. - Bug Fixes: Resolved minor issues for smoother performance. Update now for an improved experience!

Screenshots

Loosechange4 screens
Payrit4 screens

Verdict

The call

Loosechange and Payrit are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Loosechange ships an update fortnightly, Payrit every 11 days. The most recent releases landed on October 6, 2026 and September 25, 2026 respectively.

ScorecardNo meaningful differences
Loosechange versus Payrit: the parameters behind the verdict, then further details
ParameterLoosechangePayrit
PriceFreeFree
Rating—4.3 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyFortnightlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.213.0 — better
Further details — not scored
Size53 MB178 MB
Age rating4+4+
DeveloperLooseChange LimitedPayrit

In-app purchases

None

Loosechange

No in-app purchases

None

Payrit

No in-app purchases

Questions

Is Loosechange free?
Loosechange is free to download, with no in-app purchases.
Is Payrit free?
Payrit is free to download, with no in-app purchases.
Do Loosechange or Payrit have ads?
Neither Loosechange nor Payrit shows ads.
Which is updated more often, Loosechange or Payrit?
Loosechange ships an update fortnightly, and Payrit every 11 days. Most recently, Loosechange was updated on October 6, 2026 and Payrit on September 25, 2026.

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