LoanAccess vs ReceiptSnap by Roam

With access to a variety of self-service features, you will be able to track and manage your home loan whenever and wherever you like. Key features include: Set your repayments to suit you Transfer funds to external accounts Handy access to ®BPAY Manage your Visa debit card Change your postal address Raise a service request to our team ®BPAY is registered to BPAY Pty Ltd ABN 69 079 137 518

Every receipt saves as a file you actually control. 2026-04-25 Coles Groceries 87.40 AUD.jpg. Or your own pattern: vendor first, ISO date, dot-separated, custom tokens — your call. That's the standout feature. Most receipt apps trap your scans behind a search box in someone else's cloud. ReceiptSnap saves them as named JPGs on your device, in a folder you can open, share, sort, and hand to your accountant. You own the files. Pay once. Keep forever. No account. No cloud. No subscription. THE NAMING CONVENTION (THE BIT THAT DIFFERENTIATES) Pick a preset: • ISO-dash: 2026-04-25 Coles Groceries 87.40 AUD.jpg • Dot-separated: 2026.04.25.Coles.Groceries.87.40.jpg • Vendor first: Coles 2026-04-25 87.40 AUD.jpg • US, UK, EU date orders — all built in Or write your own pattern: {date} {vendor} {amount} {category} {currency} — your tokens, your separators, your order. Apply it to your whole archive in one tap if you change your mind. The receipts you keep are the ones you'll need to find later. Filenames you can read at a glance beat any in-app search. WHAT ELSE IT DOES • Snap a paper receipt with the camera, or import an existing photo. • On-device OCR pulls out the date, vendor, total, currency, and the most likely description line. • Confirm or edit the fields in one tap — yellow markers flag anything the OCR couldn't anchor with confidence. • Browse, search, and re-export your archive whenever you need it. NOW INCLUDED (no extra charge) More tools for tax time and bookkeeping, built in and free: • One-tap BAS-quarter and EOFY archive: a ZIP with every receipt plus an index.csv your bookkeeper can drop into Xero, MYOB or QuickBooks. • Embed the parsed fields (vendor, total, GST, ABN, date) as invisible metadata and an optional scannable QR, so every file is self-describing. All in the one price — no subscription. WHY ON-DEVICE MATTERS The receipts you keep are a record of where you've been, what you've bought, and how much you've spent. ReceiptSnap treats that as private by default. The OCR runs on your iPhone using Apple's Vision framework. The images live in your iCloud-backed app data — they are never uploaded to a ReceiptSnap server, because there is no ReceiptSnap server. No analytics. No tracking. No ad SDKs. No "share for a discount". No business tier we're trying to upsell you to. WHO IT'S FOR • Anyone who's ever lost a warranty receipt three weeks before the appliance failed. • Anyone tired of paying $20–30 a year forever for what should be a one-time utility purchase. • Self-employed people preparing tax receipts who don't want to hand them to a third-party server. • Salaried staff submitting expense reports at small employers — drop receipts into a folder, export when needed. • Anyone who values keeping their financial paper trail under their own control. PRIVACY PROMISE (READ THIS) • ReceiptSnap does not collect data about you. • It does not contain ad networks or analytics SDKs. • It does not require an account. • Camera access is used only to capture the receipt you're snapping. Photos library access is used only to import a receipt photo you pick. Location is used only to suggest the local currency on the Confirm screen, and stays on your device. • Apple's privacy nutrition label for this app is "Data Not Collected". ONE-TIME PURCHASE You pay once. You own the app. There is no subscription, no upsell, no "premium tier". Future updates are included. SUPPORT A short page lives at the support URL. We're a small team — emails get answered.