Comparison

D.PAY vs HCI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

D.PAY

Features
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DPAY is a cross-border collection tool that enables efficient and convenient collection and payment management solutions in one stop. [Collection] It supports multiple payment methods such as WeChat Pay, Alipay, and more, allowing Mainland Chinese users to pay local merchants using their RMB account. [Bill] With DPAY's Bill review feature, users can easily track transaction status and analyze daily collections in multiple dimensions, providing merchants with real-time control over their business status. [Management] DPAY enables the creation of multiple cashier accounts, with collections going to a unified account. Different cashier rights can be deployed based on business requirements, making management of collections easier and more efficient. DPAY 全新跨境收款程式由數碼支付有限公司全力研發。它可實現高效、便捷的收款和支付管理解決方案,一站式滿足您的需求。 條款及細則: 本支付服務受數碼支付有限公司 Digital Pay Solutions Limited的條款及條件約束,詳情請參閱https://digital-pays.com/

About

HCI

Features
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1. Remote control, worry-free, power-saving, you can turn it on anytime, anywhere 2. Support adding multiple models of equipment and unified management 3. Support PTZ control 4. Support remote playback/settings, etc.

Screenshots

D.PAY4 screens
HCI3 screens

Verdict

The call

The clearest difference is ads: D.PAY at none against HCI's shown. HCI's advantage is update cadence (every 2 months vs every 18 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

D.PAY ships an update every 18 months, HCI every 2 months. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 4 level
D.PAY versus HCI: the parameters behind the verdict, then further details
ParameterD.PAYHCI
PriceFreeFree
Update frequencyEvery 18 monthsEvery 2 months — better
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size35 MB52 MB
Age rating4+4+
DeveloperDIGITAL PAY SOLUTIONS LIMITEDHONGCI MONITOR INTERNATIONAL CO.,LTD.

In-app purchases

None

D.PAY

No in-app purchases

None

HCI

No in-app purchases

Questions

Is D.PAY free?
D.PAY is free to download, with no in-app purchases.
Is HCI free?
HCI is free to download, with no in-app purchases.
Do D.PAY or HCI have ads?
HCI shows ads; D.PAY does not.
Which is updated more often, D.PAY or HCI?
D.PAY ships an update every 18 months, and HCI every 2 months. Most recently, D.PAY was updated on October 3, 2026 and HCI on October 13, 2026.

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