Substrack vs Monthli
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Substrack
Track recurring expenses with a D-DAY countdown, widgets, and notifications. Easily add and manage subscriptions, and visualize your spending habits with detailed statistics. Features iCloud backup and dark mode for a seamless experience.
- Manage recurring expenses
- D-DAY countdown
- Widgets and notifications
- Subscription browsing and adding
- Expense statistics
- iCloud backup
- Dark mode
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Primary Features β’ Manage Your Regular Expenses with D-DAY, Widget, Notifications β’ Browse and Easily Add Subscriptions β’ Examine Your Regular Expense Statistics Additional Features β’ iCloud Backup β’ Dark Mode β’ Optimized for iPad
Monthli
Track all your monthly subscriptions in one place. See total spending, monthly changes, and detailed statistics. Get payment reminders and easily back up your data.
- Track subscription services
- Manage payment costs
- View monthly spending totals
- Analyze spending statistics
- Set payment reminders
- Export and import data
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Track what you subscribe to, how much it costs, and when it bills. From Netflix to your gym, every recurring charge in one place. See what you're paying this month, and how much more than last month. β’ 155 services Not on the list? Add it yourself. β’ Monthly cost Move between months to see that month's total and how many you're on. β’ Statistics Total spent, monthly average, and your highest month. Tap a month to see what you paid for and how much. β’ Payment reminders A notification the day before and on the day, at 10:00 AM. Turn it on or off for each subscription. β’ Backup Export to a file and bring it back whenever you need.
Screenshots
Verdict
The clearest difference is price: Monthli at Free against Substrack's $4.99. Monthli also leads on review sentiment (100% vs 87%). On update cadence, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Monthli is free to download; Substrack costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Substrack ships an update every 3 weeks, Monthli fortnightly. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.
| Parameter | Substrack | Monthli |
|---|---|---|
| Price | $4.99 | Free β better |
| Positive reviews | 86.7% of reviews | 100.0% of reviews β better |
| Update frequency | Every 3 weeks | Fortnightly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Paid |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 26.0 | 26.0 |
| Further details β not scored | ||
| Size | 82 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Jinkyum Park | SHINWOO KIM |
Customer experience
Substrack
Monthli
In-app purchases
Substrack
No in-app purchases
Monthli
No in-app purchases
