MonieBee vs DigAjo

MonieBee - Virtual cards and wallets Easily align your personal finances with your lifestyle, send and receive funds to Ghana and Kenya, get virtual USD cards, pay bills and utilities and send USD to any Nigerian Domiciliary account on the MonieBee App Features Get a Virtual Dollar Card- MonieBee issues you a Visa or Mastercard Virtual dollar card to: - Manage subscription payments - Make one-off payment Pay & Get Paid - Send money to any Nigerian bank from your MonieBee wallet - Receive money from any Nigerian bank using your unique Virtual Account Send Money to Ghana & Kenya - Send money to any mobile money account in Ghana and Kenya effortlessly. Buy Airtime & Data Plan - Top up your airtime for any network in Nigeria - Buy daily, weekly, monthly or yearly data plan for any Network in Nigeria Pay for Utility bills - Pay for Electricity/Cable Tv subscription bills on your Shilling App Send dollar to Any Nigerian DOM Account - Send dollar to any Nigerian Domiciliary account without visiting any banking hall. Privacy Policies and Security. We collect and process your information in accordance with Nigerian Data Protection Regulation (NDPR) guidelines which are for; contractual & Legal duty, Legitimate interest, public interest, and vital interest or consent. As such your information is protected and can not be transferred to a third party, except we are legally required. Shilling Technology Solution Limited is a Technology company, we provide all services using licensed third-party partners to provide all services offered.

DigAjo brings ajo (esusu / adashe) to your phone - the way Nigerians have saved together for generations, now transparent and in your pocket. Join or create a savings circle with people you trust. Everyone contributes on a set schedule, and each member collects the full pot on their turn. Same money in, same money out - the value of ajo is TIMING: a lump sum, exactly on your day. Why DigAjo: - Your money, kept safe. Contributions sit in a licensed bank through your own account - not with a collector who could disappear. This is what makes DigAjo different. - See your turn on the calendar. Know exactly which day you collect, and watch every contribution land. No guesswork, no "who paid?" arguments. - Kobo-level receipts. Every contribution and payout gives you a clear receipt you can save or share. - Built for real circles. Invite your people by phone, pick your slots, and contribute daily, weekly, or monthly. - Verified members. Identity checks keep your circle real. - Collect to your own bank. When it is your turn, withdraw the lump sum straight to your bank account. We will never promise you returns or profit. Ajo is not an investment - you collect the money you and your circle put in, on your day. What we promise is trust, transparency, and your turn arriving right on schedule. Save together. Collect on your day. That is ajo, done right.