Comparison

Budget Planner App vs SplitCircle AI Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Planner App

This simple finance app helps you track your income and expenses with a charming design. It offers statistics for any period and a unique motivational game mode. Full access removes ads and unlocks unlimited transactions and custom categories.

Highlights
  • Simple income and expense tracking
  • View statistics for any period
  • Persistence Tree motivational game mode
  • Cute and charming design
  • iCloud synchronization
  • No login required
Features
Read full description

Guap is a cute and very simple budget planner. The app helps you easily track your expenses and income. You can easily view statistics for any period. Persistence Tree is a new game mode for your personal motivation. ---- Key features ---- - Cute and charming design - Simple tracking of income and expenses - Persistence Tree - new game mode - Viewing statistics for any period - iCloud synchronization - No login required ---- Benefits of full paid access ---- - Unlimited transaction input - No annoying ads - Creating custom categories Instant support: Privacy Policy: https://zavr.app/privacyguap.html Terms of Use: https://zavr.app/termsguap.html

About

SplitCircle AI Expense Tracker

Read full description

Split Circle is an AI-powered expense manager designed for shared expenses. Split bills, track spending, scan receipts, manage budgets, and settle balances with friends, roommates, couples, families, and travel groups. Powered by AI, Split Circle helps reduce manual work and keeps shared expenses organized in one place. WHY CHOOSE SPLIT CIRCLE? • AI Expense Assistant — Add expenses, ask questions, and manage spending using natural language. • AI Receipt Scanner — Scan receipts and automatically extract amounts, merchants, and dates. • Flexible Bill Splitting — Split expenses equally, by amount, percentage, shares, or individual items. • Simplified Settlements — Reduce the number of payments required to settle group balances. • Budget Management — Create budgets and monitor spending in real time. • Offline Support — Add expenses without an internet connection and sync later. • Multi-Currency Support — Track expenses across different currencies for travel and international groups. • Privacy & Security — Protect your data with Face ID, Touch ID, PIN protection, and biometric authentication. SHARED EXPENSE TRACKING Track expenses across all your circles and keep balances organized in one place. FLEXIBLE BILL SPLITTING • Equal • Exact Amount • Percentage • Shares • Items Support multiple payers and backdated expenses. OFFLINE SUPPORT Add expenses while traveling or when you don't have internet access. Your data syncs automatically when you're back online. SIMPLIFIED SETTLEMENTS Split Circle calculates settlement paths that can reduce the number of transactions between group members. RECEIPT SCANNING Attach photos to expenses. Pro includes OCR receipt scanning that can extract receipt details such as amount, merchant, and date. BUDGET TEMPLATES • Household • Travel • Wedding • Event • Business Trip • Monthly Groceries • Vacation • Birthday Party • Student • Fitness 60+ CURRENCIES Track expenses across different countries and regions. DATA IMPORT Import groups using CSV, including expenses, balances, and members. APP SECURITY • PIN Lock • Face ID • Touch ID • Fingerprint Authentication • Auto-Lock Options PERFECT FOR • Roommates • Friends • Couples • Families • Students • Travel Groups SPLIT CIRCLE PRO • AI Expense Assistant • OCR Receipt Scanning • Itemized Bill Splitting • Recurring Expenses • Personal Budgets • Group Budgets • Budget Approval Inbox • Advanced Analytics SUBSCRIPTION OPTIONS Split Circle is free to use with optional paid plans: • Split Circle Pro Monthly • Split Circle Pro Annual • Split Circle Pro Lifetime • Payment will be charged to your Apple Account at confirmation of purchase. • Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current subscription period. • Subscriptions may be managed and auto-renewal turned off in Apple Account Settings after purchase. • Split Circle can continue to be used without a subscription. Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://split-circle.com/en/terms Privacy Policy: https://split-circle.com/en/privacy

Screenshots

Budget Planner App3 screens
SplitCircle AI Expense Tracker4 screens

Verdict

The call

The clearest difference is ads: SplitCircle AI Expense Tracker at none against Budget Planner App's shown. SplitCircle AI Expense Tracker also leads on update cadence (every 4 days vs every 9 days). Budget Planner App's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Planner App sells 3 in-app purchases, starting at $9.99 per month and SplitCircle AI Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Planner App ships an update every 9 days, SplitCircle AI Expense Tracker every 4 days. The most recent releases landed on September 10, 2026 and September 18, 2026 respectively.

Scorecard3 real differences · 7 level
Budget Planner App versus SplitCircle AI Expense Tracker: the parameters behind the verdict, then further details
ParameterBudget Planner AppSplitCircle AI Expense Tracker
PriceFreeFree
Rating3.5 (2 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 9 daysEvery 4 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size39 MB55 MB
Age rating4+4+
DeveloperSavelii VeprevSEVENTYTHREE LINES DEVELOPMENT PRIVATE LIMITED

In-app purchases

3 purchases

Budget Planner App

Subscriptions2
  • Full version$9.991 Month
  • Premium for month7 Days trial$9.991 Month
One-time1
  • Full version forever$9.99
3 purchases

SplitCircle AI Expense Tracker

Subscriptions2
  • Pro Monthly$0.991 Month
  • Pro Annual$5.991 Year
One-time1
  • Pro Access$14.99

Questions

Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Is SplitCircle AI Expense Tracker free?
SplitCircle AI Expense Tracker is free to download, with in-app purchases available.
Do Budget Planner App or SplitCircle AI Expense Tracker have ads?
Budget Planner App shows ads; SplitCircle AI Expense Tracker does not.
Which is updated more often, Budget Planner App or SplitCircle AI Expense Tracker?
Budget Planner App ships an update every 9 days, and SplitCircle AI Expense Tracker every 4 days. Most recently, Budget Planner App was updated on September 10, 2026 and SplitCircle AI Expense Tracker on September 18, 2026.

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