NCBA NOW TZ vs Duka Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCBA NOW TZ
Manage your NCBA Bank accounts and credit cards with ease. This app offers convenient features for both customers and non-customers, including bill payments, balance viewing, and access to financial tools like currency converters and loan calculators.
- Credit card bill payment
- View credit card mini-statement
- Hide/unhide account balances
- Quick balance checks
- Secure payment options
- Forex rates and currency converter
- Loan calculator
- Bill presentment and payment
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The NCBA NOW App is an app owned by NCBA Bank on iOS. The NCBA NOW app has exciting features that make your banking experience with NCBA Bank fast and convenient. The app can also be used by non-NCBA Bank customers. Enjoy the following features when you download the NCBA NOW app: •Credit card bill payment •View credit card mini-statement •Hide/unhide your account balances •Details of your Relationship Manager •Quick balance for accounts and credit cards •Fast contact to NCBA contact centre via telephone, email and WhatsApp •Secure payment options via TISS, EFT ,TIPS etc •Latest business tool including forex rates, currency converter and loan calculator •Bill presentment and payment for major billers and utilities •Airtime purchase that is linked to phone book address
Duka Smart
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DUKASMART is a modern digital business management system designed to help merchants manage their businesses efficiently using a smartphone, tablet, or computer. The app simplifies daily business operations by helping you record sales, manage products, track expenses, and monitor profits in real time. Whether you run a small shop, retail store, pharmacy, or wholesale business, DUKASMART helps you stay organized and make smarter business decisions.
Screenshots
Verdict
The clearest difference is update cadence: Duka Smart at monthly against NCBA NOW TZ's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NCBA NOW TZ ships an update every 2 months, Duka Smart monthly. The most recent releases landed on October 4, 2026 and October 9, 2026 respectively.
| Parameter | NCBA NOW TZ | Duka Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 154 MB | 28 MB |
| Age rating | 17+ | 4+ |
| Developer | NCBA | Julius Hatibu |
In-app purchases
NCBA NOW TZ
No in-app purchases
Duka Smart
No in-app purchases
