Comparison

Digital Purse vs Terminal Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Digital Purse

This platform offers virtual and digital gift cards for convenient online payments. Easily create virtual cards for shopping, subscriptions, and services, or send and redeem digital gift cards from popular brands. Manage your digital spending in one place.

Highlights
  • Create virtual cards instantly
  • Use for online shopping and subscriptions
  • Manage multiple cards for different purposes
  • Purchase digital gift cards from popular brands
  • Redeem gift cards on supported platforms
  • Intuitive interface for easy management
Features
Read full description

Digital Purse is a digital payment platform that provides easy access to virtual cards and digital gift cards for online use. It is built for individuals and businesses who need a simple way to pay for products and services on the internet without relying on traditional physical cards. With Digital Purse, users can instantly create virtual cards that work like regular cards and can be used on a wide range of websites and mobile applications. These virtual cards are suitable for online shopping, subscriptions, advertising platforms, software tools, travel bookings, and other digital services. Each card can be used immediately after creation, allowing users to make payments without delays. Digital Purse virtual cards are flexible and easy to manage. Users can create multiple cards for different purposes, making it easier to organize spending across subscriptions, business tools, or personal purchases. Cards can be used for both one-time payments and recurring charges, depending on the user’s needs. In addition to virtual cards, Digital Purse offers digital gift cards from popular global brands. These gift cards can be used to pay for apps, games, entertainment, digital content, and online shopping. Digital gift cards are delivered instantly and can be redeemed directly on supported platforms, making them convenient for personal use or as gifts for others. Digital Purse is designed to be simple and accessible. Users can manage their virtual cards and gift cards through an intuitive interface, making it easy to create cards, check balances, and complete purchases from anywhere. The platform supports fast setup and does not require complex processes to get started. Whether you are paying for online services, managing digital subscriptions, purchasing gift cards, or handling everyday online payments, Digital Purse provides practical tools that fit modern digital lifestyles. By offering both virtual cards and gift cards in one platform, Digital Purse helps users handle online spending in a more organized and convenient way. Digital Purse brings together essential digital payment products in one place, making it easier to pay, shop, and subscribe online.

About

Terminal Pay

This app connects your Stripe account to physical payment terminals for secure, in-person transactions. It offers flexible tax settings, transaction management, and receipt printing capabilities.

Highlights
  • Stripe account integration
  • In-person payment processing
  • Flexible tax settings
  • Transaction history and refunds
  • Customizable tipping
  • Receipt printing
Features
Read full description

Terminal Pay – Seamless In-Person Stripe Payments Terminal Pay integrates your Stripe account with physical payment terminals, enabling secure and efficient in-person transactions. Key Features: • Flexible Tax Settings: Configure both inclusive and exclusive tax calculations to suit your business needs. • Comprehensive Transaction Management: Access your complete transaction history and process refunds directly from the app. • Direct Stripe Dashboard Access: Manage your Stripe account seamlessly within the app. • Customisable Tipping Options: Offer flexible tipping settings to enhance customer satisfaction. • Professional Receipt Printing: Print receipts directly from the app using Star printers, with customisable templates. Get Started in Three Easy Steps: 1. Connect Stripe: Link your existing Stripe account to Terminal Pay effortlessly. 2. Set Up Terminal: Configure your Stripe terminal device through our intuitive interface. 3. Accept Payments: Begin processing in-person payments with real-time tracking. Join thousands of merchants who trust Terminal Pay for their in-person payment needs.

Screenshots

Digital Purse4 screens
Terminal Pay4 screens

Verdict

The call

The clearest difference is update cadence: Digital Purse at every 4 days against Terminal Pay's monthly. Digital Purse also leads on ratings volume (2.6K vs 2) and iOS requirement (13.0 vs 17.6). Terminal Pay's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Terminal Pay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Digital Purse has 2.6K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Digital Purse ships an update every 4 days, Terminal Pay monthly. The most recent releases landed on October 25, 2026 and October 9, 2026 respectively.

Scorecard4 real differences · 6 level
Digital Purse versus Terminal Pay: the parameters behind the verdict, then further details
ParameterDigital PurseTerminal Pay
PriceFreeFree
Rating4.7 (2.6K ratings)5.0 (2 ratings) — better
Positive reviews85.6% of reviews—
Number of ratings2.6K — better2
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.6
Further details — not scored
Size42 MB85 MB
Age rating4+17+
DeveloperMacroware multiservices Ltd.LOPAY LTD

Customer experience

Digital Purse

All ratings2,640 ratings
Positive91.5%
Neutral3.6%
Negative4.9%
Written reviews411 reviews
Positive85.6%
Neutral3.4%
Negative10.9%

Terminal Pay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Digital Purse

Reported bugs

2 issues
  • Issues with card purchase and activation
  • Problems with certain payment methods

Requested features

3 requests
  • Add more payment options
  • Improve card reloading functionality
  • Reduce fees for certain services

Terminal Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Digital Purse

No in-app purchases

None

Terminal Pay

No in-app purchases

Questions

Is Digital Purse free?
Digital Purse is free to download, with no in-app purchases.
Is Terminal Pay free?
Terminal Pay is free to download, with no in-app purchases.
Which has better reviews, Digital Purse or Terminal Pay?
Terminal Pay is rated higher. Digital Purse averages 4.7 out of 5 from 2.6K ratings, while Terminal Pay averages 5.0 from 2 ratings.
Do Digital Purse or Terminal Pay have ads?
Neither Digital Purse nor Terminal Pay shows ads.
Which is updated more often, Digital Purse or Terminal Pay?
Digital Purse ships an update every 4 days, and Terminal Pay monthly. Most recently, Digital Purse was updated on October 25, 2026 and Terminal Pay on October 9, 2026.

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