Comparison

Digital Purse vs Stabnance (Formerly Softswapp)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Digital Purse

This platform offers virtual and digital gift cards for convenient online payments. Easily create virtual cards for shopping, subscriptions, and services, or send and redeem digital gift cards from popular brands. Manage your digital spending in one place.

Highlights
  • Create virtual cards instantly
  • Use for online shopping and subscriptions
  • Manage multiple cards for different purposes
  • Purchase digital gift cards from popular brands
  • Redeem gift cards on supported platforms
  • Intuitive interface for easy management
Features
Read full description

Digital Purse is a digital payment platform that provides easy access to virtual cards and digital gift cards for online use. It is built for individuals and businesses who need a simple way to pay for products and services on the internet without relying on traditional physical cards. With Digital Purse, users can instantly create virtual cards that work like regular cards and can be used on a wide range of websites and mobile applications. These virtual cards are suitable for online shopping, subscriptions, advertising platforms, software tools, travel bookings, and other digital services. Each card can be used immediately after creation, allowing users to make payments without delays. Digital Purse virtual cards are flexible and easy to manage. Users can create multiple cards for different purposes, making it easier to organize spending across subscriptions, business tools, or personal purchases. Cards can be used for both one-time payments and recurring charges, depending on the user’s needs. In addition to virtual cards, Digital Purse offers digital gift cards from popular global brands. These gift cards can be used to pay for apps, games, entertainment, digital content, and online shopping. Digital gift cards are delivered instantly and can be redeemed directly on supported platforms, making them convenient for personal use or as gifts for others. Digital Purse is designed to be simple and accessible. Users can manage their virtual cards and gift cards through an intuitive interface, making it easy to create cards, check balances, and complete purchases from anywhere. The platform supports fast setup and does not require complex processes to get started. Whether you are paying for online services, managing digital subscriptions, purchasing gift cards, or handling everyday online payments, Digital Purse provides practical tools that fit modern digital lifestyles. By offering both virtual cards and gift cards in one platform, Digital Purse helps users handle online spending in a more organized and convenient way. Digital Purse brings together essential digital payment products in one place, making it easier to pay, shop, and subscribe online.

About

Stabnance (Formerly Softswapp)

Easily spend your cryptocurrency assets like cash. This app enables instant conversion of stablecoins to Naira and facilitates cross-border payments, offering a secure and regulated way to access your funds.

Highlights
  • Instant stablecoin to Naira conversion
  • Cross-border payments
  • Bank-grade security
  • KYC verification
  • Regulated infrastructure
  • Designed for real-world crypto use
Features
Read full description

Stabnance lets you spend your crypto assets anywhere, anytime — just like regular cash. Built for Nigerians who hold stablecoins and crypto but need fast, reliable access to Naira and cross-border payments, Stabnance removes the friction of converting digital assets into spendable money. WHY STABNANCE • Instant conversion — turn USDT and other stablecoins into Naira in seconds, no waiting on P2P traders or unreliable middlemen • Cross-border payments — send money across borders without the delays and restrictions of traditional banking rails • Secure by design — your wallet is generated and secured using bank-grade key infrastructure, with KYC verification to keep your account protected • Regulated infrastructure — Stabnance operates through licensed, regulated partners, so your funds move through compliant channels, not informal P2P risk • Built for real use — whether you're getting paid in crypto, sending money home, or converting savings, Stabnance is designed around how Nigerians actually use digital assets No complexity. No friction. Crypto made simple — download Stabnance and start spending your crypto like cash.

Screenshots

Digital Purse4 screens
Stabnance (Formerly Softswapp)4 screens

Verdict

The call

The clearest difference is rating: Digital Purse at 4.7 against Stabnance (Formerly Softswapp)'s 4.0. Digital Purse also leads on review sentiment (86% vs 50%) and ratings volume (2.6K vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Digital Purse holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Digital Purse has 2.6K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 86% of Digital Purse's written reviews are positive against 50% of Stabnance (Formerly Softswapp)'s.

UpkeepUpdate frequency

Digital Purse ships an update every 4 days, Stabnance (Formerly Softswapp) fortnightly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
Digital Purse versus Stabnance (Formerly Softswapp): the parameters behind the verdict, then further details
ParameterDigital PurseStabnance (Formerly Softswapp)
PriceFreeFree
Rating4.7 (2.6K ratings) — better4.0 (4 ratings)
Positive reviews85.6% of reviews — better50.0% of reviews
Number of ratings2.6K — better4
Update frequencyEvery 4 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size42 MB62 MB
Age rating4+4+
DeveloperMacroware multiservices Ltd.Stabnance Global Limited

Customer experience

Digital Purse

All ratings2,640 ratings
Positive91.5%
Neutral3.6%
Negative4.9%
Written reviews411 reviews
Positive85.6%
Neutral3.4%
Negative10.9%

Stabnance (Formerly Softswapp)

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Digital Purse

Reported bugs

2 issues
  • Issues with card purchase and activation
  • Problems with certain payment methods

Requested features

3 requests
  • Add more payment options
  • Improve card reloading functionality
  • Reduce fees for certain services

Stabnance (Formerly Softswapp)

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Digital Purse

No in-app purchases

None

Stabnance (Formerly Softswapp)

No in-app purchases

Questions

Is Digital Purse free?
Digital Purse is free to download, with no in-app purchases.
Is Stabnance (Formerly Softswapp) free?
Stabnance (Formerly Softswapp) is free to download, with no in-app purchases.
Which has better reviews, Digital Purse or Stabnance (Formerly Softswapp)?
Digital Purse is rated higher. Digital Purse averages 4.7 out of 5 from 2.6K ratings, while Stabnance (Formerly Softswapp) averages 4.0 from 4 ratings.
Do Digital Purse or Stabnance (Formerly Softswapp) have ads?
Neither Digital Purse nor Stabnance (Formerly Softswapp) shows ads.
Which is updated more often, Digital Purse or Stabnance (Formerly Softswapp)?
Digital Purse ships an update every 4 days, and Stabnance (Formerly Softswapp) fortnightly. Most recently, Digital Purse was updated on November 3, 2026 and Stabnance (Formerly Softswapp) on October 31, 2026.

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