JaraPay vs Bito
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
JaraPay
This app simplifies bill payments for users in Nigeria, offering a convenient way to manage and pay for utilities, mobile recharges, and internet services. It supports a wide range of billers, making financial management easier for individuals and businesses.
- Bill payment management
- Utility bill payments
- Mobile recharge
- Internet payments
- Supports wide range of billers
- User-friendly interface
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JaraPay, Nigeria’s leading bill payment service, offers a seamless and efficient solution for effortlessly managing and paying your bills. Our user-friendly app is specifically designed to cater to the unique needs of the Nigerian market, empowering individuals and businesses across the country to handle their financial responsibilities with ease. With JaraPay, you can conveniently manage and pay all your bills, including utilities, mobile recharge, internet payments and more. Our platform supports a wide range of billers, ensuring a comprehensive solution for all your payment needs.
Bito
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Are you an Agent Banker? Take charge of your agency banking business with our multifunctional POS app. With a user-friendly interface and high-tech security features, our app is designed to work seamlessly with your POS device(s) so you can manage your business, grow your customer base, and offer numerous services across Africa. Our app also allows you to onboard up to one million agents and track all transactions on the go. To get started, simply download the app, sign up, and request a POS. Even if you're new to agency banking, our app makes it easy for you to recruit sub-agents in select locations across the world and manage your business operations efficiently. Plus, you can perform financial and non-financial transactions on behalf of customers using either your POS device or the mobile app. And with just a few clicks, you can remotely monitor transactions on as many as one million POS devices connected to your app. Our initiative is powered by ErrandPay, a trusted name in financial innovation and inclusion across Africa, leading the conversation of financial inclusion in Africa has earned them the reputation of being the agent's realest pal and lifeline. Our prompt response to users' queries and dedication to supporting our agents 24/7 has made our platform the must-have in Africa. Don't wait to be told, sign up now and join agents across Africa who trust us to take their business to the next level. We support a wide range of countries, including Nigeria, Ghana, Egypt, South Africa, Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central Africa Republic, Chad, Comoros, Congo, Congo DRC, Djibouti, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Guinea, Guinea Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Rwanda, Sao Tome & Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, The Gambia, Togo, Tunisia, Uganda, Zambia and Zimbabwe.
Screenshots
Verdict
The clearest difference is update cadence: JaraPay at every 4 days against Bito's every 5 months. Bito's advantage is iOS requirement (10.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JaraPay ships an update every 4 days, Bito every 5 months. The most recent releases landed on September 7, 2026 and September 20, 2026 respectively.
| Parameter | JaraPay | Bito |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 days — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 54 MB | 48 MB |
| Age rating | 4+ | 17+ |
| Developer | P&K Smart Rise Solutions | Errand P LTD |
In-app purchases
JaraPay
No in-app purchases
Bito
No in-app purchases









