JaraPay vs UlakTech Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
JaraPay
This app simplifies bill payments for users in Nigeria, offering a convenient way to manage and pay for utilities, mobile recharges, and internet services. It supports a wide range of billers, making financial management easier for individuals and businesses.
- Bill payment management
- Utility bill payments
- Mobile recharge
- Internet payments
- Supports wide range of billers
- User-friendly interface
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JaraPay, Nigeria’s leading bill payment service, offers a seamless and efficient solution for effortlessly managing and paying your bills. Our user-friendly app is specifically designed to cater to the unique needs of the Nigerian market, empowering individuals and businesses across the country to handle their financial responsibilities with ease. With JaraPay, you can conveniently manage and pay all your bills, including utilities, mobile recharge, internet payments and more. Our platform supports a wide range of billers, ensuring a comprehensive solution for all your payment needs.
UlakTech Wallet
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UlakTech is the fastest way to buy data, top up airtime, pay cable and electricity bills, and get things done on your phone. One wallet, every Nigerian network, no queues, no USSD stress. Just tap, pay, and the receipt is in your history in seconds. Whether you're topping up your own line, paying your landlord's meter, or running a small VTU business from your bedroom, UlakTech gets you in and out fast. WHAT YOU CAN DO Buy data - MTN, Glo, Airtel and 9mobile Every category we resell: SME, Corporate Gifting, Awoof, Direct, and the daily / weekly / monthly bundles. Prices update live so you always see the current rate before you tap Buy. Top up airtime - VTU and Share & Sell Any Nigerian network, any amount from N50 to N50,000. Airtel discounts on Share & Sell, MTN VTU with instant delivery, and network auto-detection when you enter a phone number. Airtime to cash Sitting on airtime you cannot use? Convert MTN or Airtel airtime into real wallet balance and spend it however you want. Cable TV - DSTV, GOTV, Startimes Enter your IUC or Smart Card number, pick your package, done. We verify your account name before charging so you never top up the wrong box. Electricity - every major disco EKEDC, IKEDC, PHEDC, IBEDC, EEDC, KAEDCO, JEDC, KEDCO, AEDC, YEDC, BEDC and more. Prepaid tokens delivered instantly, postpaid meters supported. Meter number validated before payment. Exam scratch pins WAEC, NECO and NABTEB result checker pins delivered straight to your dashboard. Buy one or in bulk. Bulk SMS Send messages to hundreds of Nigerian numbers with your own sender ID. Great for schools, churches, event planners, and small businesses. WHY PEOPLE STAY Instant delivery. Airtime, data and electricity tokens land in seconds. Cable and exam pins on the spot. No "please wait 24 hours". Every network, one wallet. Stop juggling one app per carrier and disco. UlakTech is the only wallet you need.
Screenshots
Verdict
JaraPay and UlakTech Wallet are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | JaraPay | UlakTech Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 54 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | P&K Smart Rise Solutions | ADE DEVELOPERS INTERNATIONAL LIMITED |
In-app purchases
JaraPay
No in-app purchases
UlakTech Wallet
No in-app purchases









