Comparison

Moni vs PayMint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moni

Features
Read full description

Discover Moni Mobile Teller, the comprehensive financial app designed for effortless saving! As an agent, enjoy direct access to an exclusive savings account. Say goodbye to conventional limitations and embrace the freedom to save for yourself and your customers with Moni. Download today and seize control of your financial future. What does saving on Moni look like? Create a savings plan on Moni as an Agent and earn commisions. Save as low as N500 daily, weekly, bi-weekly, or monthly. Activate your Moni Wallet to fund your savings plan. Achieve multiple savings goals. Contribute your savings at no fees or charges. Enjoy instant withdrawal. Cultivate a savings habit. Enjoy instant technical support within the app. Becoming an Agent on Moni is easy. Get started in 3 steps: 1. Download the Moni app 2. Provide some information to set up your profile 3. Register Clients and Create savings plans.

About

PayMint

Features
Read full description

PayMint is your all-in-one digital payment solution, making it easy to manage your everyday financial needs from one secure app. Whether you want to buy airtime, purchase data, pay utility bills, or make quick payments, PayMint provides a fast, reliable, and seamless experience. Features • Buy airtime for all major networks • Purchase affordable data bundles • Pay electricity bills instantly • Subscribe to cable TV services • Secure digital wallet for easy payments • Fast and reliable transaction processing • View transaction history and payment receipts • Safe and encrypted transactions • Simple, modern, and easy-to-use interface Why Choose PayMint? Fast and secure payments Convenient bill management Reliable transaction processing User-friendly experience Available anytime, anywhere Download PayMint today and enjoy a smarter, faster, and more convenient way to pay your bills and manage your digital payments.

Screenshots

Moni4 screens
PayMint4 screens

Verdict

The call

The clearest difference is update cadence: PayMint at every 4 days against Moni's monthly. Moni's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Moni ships an update monthly, PayMint every 4 days. The most recent releases landed on September 9, 2026 and September 10, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Moni versus PayMint: the parameters behind the verdict, then further details
ParameterMoniPayMint
PriceFreeFree
Update frequencyMonthlyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better13.0
Further details — not scored
Size86 MB72 MB
Age rating17+4+
DeveloperRank Capital Inc.DATAAPP DIGITAL SERVICES LTD

In-app purchases

None

Moni

No in-app purchases

None

PayMint

No in-app purchases

Questions

Is Moni free?
Moni is free to download, with no in-app purchases.
Is PayMint free?
PayMint is free to download, with no in-app purchases.
Do Moni or PayMint have ads?
Neither Moni nor PayMint shows ads.
Which is updated more often, Moni or PayMint?
Moni ships an update monthly, and PayMint every 4 days. Most recently, Moni was updated on September 9, 2026 and PayMint on September 10, 2026.

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