WiseUp Solution vs Stratum Remit

Our platform offers a 100% secure, safe, fast and wide range of features designed to meet the financial needs of our users. Here's a detailed description of each feature: 1. Wallet Features: - Our platform allows users to transfer money to each other seamlessly. Whether it's splitting bills with friends or sending money to family members, users can easily make person-to-person transfers within the platform. - Users can add money to their wallets using various integrated gateways. We offer a wide selection of built-in gateways, providing users with flexibility and convenience in adding funds to their accounts. - Withdrawal functionality is available, allowing users to access their funds whenever needed. 2. Banking Features: - We offer branded QR-enabled debit cards, giving users a convenient and secure method for making payments. With these cards, users can easily perform transactions at various payment terminals, making their shopping experience hassle-free. - Virtual NGN accounts are provided, offering users a digital solution to manage their finances. These virtual accounts provide a secure platform for users to handle their transactions and monitor their balance. 3. Merchant Features: - Users have the opportunity to build their own Card Network, providing them with a customizable payment solution. This feature allows users to create their own network of issued cards, tailored to their specific requirements. - By providing merchants with our app, they can accept payments using the cards issued through our platform. This functionality streamlines the payment process for both merchants and customers, enhancing the overall payment experience. 4. Merchant/Agent Features: - In addition to the features available to merchants, agents can also receive or give cash to users. This expanded functionality enables agents to facilitate transactions and provide additional services to users, enhancing the platform's capabilities. 5. Services: - Our platform offers various services to cater to different user needs. Users can conveniently top up their mobile airtime directly from the platform, ensuring they stay connected at all times. - Mobile money transfers are supported, allowing users to send and receive funds using their mobile devices. This feature provides a quick and secure way to handle financial transactions. - Users can also purchase e-vouchers and prepaid gift cards through the platform. This functionality offers users a diverse range of digital products and allows them to conveniently access popular gift cards and vouchers. 6. Payment Gateway: - Our platform provides a payment gateway feature that enables users to create payment links. With this functionality, users can generate customized payment requests and share them with their customers, making it easy to receive payments for goods or services. Our platform offers a comprehensive set of features that cover wallet functionality, banking services, cryptocurrency management, merchant solutions, service provisions, and a payment gateway. With these features, we aim to provide users with a seamless and versatile financial platform that meets their various needs.

Stratum Remit is the smarter way to send money home. Built for the diaspora community, we make international money transfers fast, affordable, and transparent — with absolutely zero transfer fees. WHY STRATUM REMIT? Zero Fees — Every Time We never charge transfer fees. What you see is what your recipient gets. No hidden costs, no surprises. Great Exchange Rates Our rates are updated in real time and shown before you confirm. The rate at confirmation is the rate you get. Fast Transfers Most transfers arrive within minutes, not days. Send money when it matters — not when the bank decides. AI-Powered Assistant Meet Kora, your personal transfer assistant. Just say "Send $200 to Mom," and Kora handles the rest. Available 24/7 to help with transfers, check rates, and answer questions. Multi-Chain Technology Deposit USDC via Stellar, Polygon, Ethereum, or TRON — giving you flexibility and speed. WHERE CAN I SEND MONEY? Africa: Nigeria, Kenya, Ghana, South Africa, Tanzania, Uganda, Ethiopia, Cameroon, Senegal, Rwanda, and more Europe: United Kingdom, Germany, France, Spain, Netherlands, Italy, Portugal, Ireland, Belgium Caribbean & Americas: Mexico HOW IT WORKS 1. Create your account in minutes 2. Add a recipient 3. Enter the amount — see the exchange rate and zero fees instantly 4. Confirm and send — your recipient gets the money fast FEATURES • Zero transfer fees on every transaction • Real-time exchange rates with no hidden markups • AI assistant (Kora) for hands-free transfers • Recurring transfers — set it and forget it • Multi-chain USDC deposits (Stellar, Polygon, Ethereum, TRON) • Bank-level encryption and security • 24/7 support via in-app chat, email, and phone • Invite friends and earn $10 per referral SECURITY & COMPLIANCE Stratum Remit is operated by Orokii Inc., a licensed money services business. We are registered with FinCEN and hold NMLS #2116903. Your data is protected with bank-level encryption, and we comply with all applicable regulations. SUPPORT Need help? Reach us anytime: • In-app AI chat — available 24/7 • Email: support@orokii.com • Phone: (646) 535-8730 • Web: https://stratumremit.com/support Download Stratum Remit today and start sending money home — the way it should be.