epara vs TiBank+

Redefine your money management & spending experience with epara - designed to give you more benefits, more freedom and more control over your money. With epara, virtual and physical cards enable effortless payments, free withdrawals, and automatic rewards. Why choose epara? • Get rewarded on every payment with epara cards. • Withdraw with your physical card at any ATM in Albania without commission. • 2 currencies, 1 card – Manage ALL & EUR balances in a single wallet with instant currency exchange. • Receive money from friends & family from 200+ countries around the world with Ria in epara • Secure payments, anywhere, anytime – Safe transactions online and in-store, powered by Mastercard. • Track everything in one app – Monitor transactions, manage limits, stay in control 24/7. Have a business? epara works for you too Accept payments faster and easier with epara: • Generate QR codes or payment links for instant transfers from your customers • Track every transaction & give your team access tailored to their role • Withdraw your earnings at BKT ATMs real time, with 0 commission epara is perfect for: • People who love earning rewards on daily payments • Anyone who wants free ATM withdrawals across Albania • Online shoppers and subscription users • Businesses looking for modern, fast, and secure payment solutions • Anyone who values commodity, speed, and control epara – Your Free Digital Wallet | Powered by BKT More rewards. More freedom. More control.

TiBank+ Your New Digital Banking Experience Welcome to TiBank+, the new digital banking app designed to make managing your money simpler, faster, and more secure. With a fresh, modern interface and powerful features, TiBank+ puts your bank in your pocket, giving you full control over your finances; wherever you are, whenever you need it. From checking your accounts and managing your cards to applying for loans online, everything you need is just a few taps away. What You Can Do with TiBank+ Accounts – Your Finances at a Glance Stay in control with a clear and simple overview of all your accounts. • View balances and available funds in real time • Track transactions instantly • Know exactly where your money stands, anytime Cards – Full Control, Instantly Manage your debit and credit cards directly from your phone. • See all your active cards in one place • Lock or unlock your cards instantly for added security • Stay in control wherever you are Apply for Loans Online No paperwork. No waiting. No branch visits. Apply for a loan directly from the app with a fast, fully digital process. • Start your application in minutes • Upload documents easily • Follow a simple, transparent process Credit Card Application – Apply in Minutes Need a credit card? Get started directly from your phone. • Complete your application online • Submit documents quickly and securely • Enjoy fast approvals and a seamless experience Insights – Understand Your Spending See where your money goes and build smarter financial habits. • Automatic spending categorization • Clear monthly overviews and trends • Insights designed to help you plan and save With TiBank+, managing your finances becomes clearer, easier, and smarter. Security You Can Trust Your security is our priority. TiBank+ uses advanced technologies to keep your data and transactions protected. • Biometric login (fingerprint or face recognition) • Strong authentication • Secure, encrypted communication A Better Digital Banking Experience TiBank+ is built to be: Fast and intuitive Modern and easy to use Continuously evolving with new features Optimized for a smooth mobile experience We are constantly improving TiBank+ to bring you even more services, innovations, and a better digital banking experience.