epara vs My Time Matters
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
epara
Manage your finances with virtual and physical cards for effortless payments, free ATM withdrawals, and automatic rewards. This app offers secure transactions, instant currency exchange, and real-time transaction tracking for both personal and business use.
- Virtual and physical cards
- Free ATM withdrawals in Albania
- Automatic rewards on payments
- Dual currency management (ALL & EUR)
- Global money transfers via Ria
- Secure Mastercard transactions
- Transaction tracking and limit management
- Business payment solutions
Read full descriptionHide full description
Redefine your money management & spending experience with epara - designed to give you more benefits, more freedom and more control over your money. With epara, virtual and physical cards enable effortless payments, free withdrawals, and automatic rewards. Why choose epara? • Get rewarded on every payment with epara cards. • Withdraw with your physical card at any ATM in Albania without commission. • 2 currencies, 1 card – Manage ALL & EUR balances in a single wallet with instant currency exchange. • Receive money from friends & family from 200+ countries around the world with Ria in epara • Secure payments, anywhere, anytime – Safe transactions online and in-store, powered by Mastercard. • Track everything in one app – Monitor transactions, manage limits, stay in control 24/7. Have a business? epara works for you too Accept payments faster and easier with epara: • Generate QR codes or payment links for instant transfers from your customers • Track every transaction & give your team access tailored to their role • Withdraw your earnings at BKT ATMs real time, with 0 commission epara is perfect for: • People who love earning rewards on daily payments • Anyone who wants free ATM withdrawals across Albania • Online shoppers and subscription users • Businesses looking for modern, fast, and secure payment solutions • Anyone who values commodity, speed, and control epara – Your Free Digital Wallet | Powered by BKT More rewards. More freedom. More control.
My Time Matters
This app helps salaried professionals track overtime and after-hours work to understand its impact on their effective hourly rate and overall earnings. It monitors various work activities, provides alerts for burnout, and offers insights into how extra time affects compensation.
- Track work sessions and overtime
- Monitor real hourly rate
- Log office work, emails, calls, and texting
- View detailed work history
- Set daily and weekly hour alerts
- Understand overtime impact on time and pay
- Export and back up data
Read full descriptionHide full description
My Time Matters helps salaried professionals understand the hidden impact of overtime and after-hours work. Track your work hours, monitor your effective hourly rate, and see how extra time changes what you actually earn. Whether it’s late-night emails, weekend work, phone calls, or extended office hours, My Time Matters helps you stay aware before burnout and overwork become normal. FEATURES • Track work sessions and overtime • Monitor your real hourly rate • Log office work, emails, calls, and texting • View detailed work history • Set daily and weekly hour alerts • Get notified when your effective hourly rate drops • Understand the impact of overtime on your time and pay • Export and back up your data DESIGNED FOR SALARIED PROFESSIONALS My Time Matters was built for employees, managers, office workers, and professionals who want greater awareness of how work affects their time and real compensation. PRIVATE BY DESIGN Your data stays on your device. No accounts. No cloud tracking. No unnecessary data collection. PREMIUM FEATURES Unlock smart alerts, advanced overtime awareness tools, additional tracking categories, and deeper insights with My Time Matters Premium. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mytimeproducts.com/my-time-matters-privacy
Screenshots
Verdict
The clearest difference is rating: My Time Matters at 5.0 against epara's 4.2. My Time Matters also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 3 months). epara's advantage is in-app purchases (none vs 2) and ratings volume (9 vs 1). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Time Matters sells 2 in-app purchases, starting at $2.99 per month. epara asks for nothing beyond the download.
My Time Matters holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: epara has 9 ratings behind it against 1, so its average is the more settled of the two.
epara ships an update every 3 months, My Time Matters every 3 weeks. The most recent releases landed on October 27, 2026 and October 5, 2026 respectively.
| Parameter | epara | My Time Matters |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (9 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 9 — better | 1 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 84 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | BKT Pay | Eric Head |
In-app purchases
epara
No in-app purchases
My Time Matters
- Premium Monthly$2.991 Month
- My Time Matters Premium Annual$29.991 Year
