Comparison

SafeHaven Mobile vs Zap by Paystack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SafeHaven Mobile

This banking app offers instant money transfers, secure card access for online and offline payments, and easy bill payments. Get instant support and enjoy unparalleled security with a CBN-regulated platform.

Highlights
  • Instant money transfers
  • Physical and virtual cards
  • Easy bill payments
  • Instant in-app support
  • Unparalleled security
  • CBN regulated
Features
Read full description

Introducing SafeHaven: Your Future-Ready Banking App Experience the future of banking with SafeHaven, the ultimate solution designed for the next generation. Banking is evolving, and with SafeHaven, you'll stay ahead of the curve. Enjoy a seamless, secure, and efficient banking experience like never before. Key Features: 1. Instant Money Transfers: Say goodbye to the hassle of waiting for money transfers. With SafeHaven, you can send and receive money from any bank or mobile wallet in Nigeria in seconds. 2. SafeHaven Cards: Access the world of online and offline payments effortlessly. Whether you need a physical or virtual card, SafeHaven Cards are your gateway to convenient transactions. Pay for your favorite services like Netflix, Uber, Microsoft, Spotify and more with ease. 3. Pay Bills with Ease: Simplify your life by paying your utility bills with just a few taps. Recharge airtime, purchase internet data, settle electricity bills, and manage your cable subscriptions seamlessly. 4. Instant Support: Our dedicated support team is just a message away. No more waiting in long queues or making countless branch visits. Resolve disputes and get assistance directly from the app, all without the need for paperwork. 5. Unparalleled Security: Rest easy knowing your money is safe and your data is secure. SafeHaven is committed to providing you with a top-notch banking experience while prioritizing your safety. Join the Future Today! Open a SafeHaven account now and experience banking at its finest. SafeHaven Microfinance Bank is proud to be regulated by the Central Bank of Nigeria (CBN), ensuring your financial security. Download SafeHaven now and take control of your financial future!

About

Zap by Paystack

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

Highlights
  • Seamless onboarding
  • Fast bank transfers
  • Secure transactions
  • Reliable platform
  • Send money to any Nigerian bank
Features
Read full description

Zap is built by Paystack to do one thing well: make spending effortless, reliable and organized, every single time. Backed by the infrastructure powering thousands of Nigeria's most trusted businesses. Here's what that looks like in practice.
 NO BLOAT. JUST CLEAN, FAST PAYMENTS • Zap is designed to be clutter-free. No unnecessary screens, no confusing menus, just a clean, super-fast payment experience that gets out of your way.
 FINALLY KNOW WHERE YOUR MONEY GOES • Zap automatically categorises your spending and surfaces insights about your financial habits. See patterns, track what matters, and stop guessing at the end of the month.
 PAY LIKE A LOCAL WITH APPLE PAY • Visiting Nigeria? Use Apple Pay to send money to any Nigerian bank account. No local bank account needed, no currency conversion hassle. Pay like a local from the moment you land. PAY A WIDE RANGE OF BILLS • With Zap, you can buy data and airtime, pay for electricity, renew DSTV, get Apple and PlayStore gift cards, and top up your XBOX, PS5, and mobile games without leaving the Zap app. PAY THE SAME PEOPLE FASTER • Zap remembers everyone you pay. Repeat any transfer in two taps without re-entering account numbers. SCAN TO PAY • Point your camera at any account number, whether on a payment decal, receipt, invoice, or phone screen, and Zap reads the digits and finds the bank for you. No more typing long numbers or second-guessing. ALL YOUR BANKS, ONE APP • Connect whichever banks you use and move money from them without switching apps. 
 PAY AT ANY PAYSTACK CHECKOUT • Zap works natively at thousands of Paystack-powered businesses across Nigeria. Pay directly from Zap with just a few taps. It’s faster than any other payment method. FAST, RELIABLE AND SECURE EVERY TIME • Built on Paystack's infrastructure, every transfer is encrypted and protected. Your money moves securely, and when it lands, you'll know immediately. Zap is not a bank. Deposits are held with our licensed banking partner. Zap is a product of Paystack Payments Limited, licensed by the Central Bank of Nigeria.

Screenshots

SafeHaven Mobile4 screens
Zap by Paystack4 screens

Verdict

The call

The clearest difference is ads: SafeHaven Mobile at none against Zap by Paystack's shown. SafeHaven Mobile also leads on monetization model (free vs ad-supported) and iOS requirement (13.0 vs 16.0). Zap by Paystack's advantage is update cadence (every 2 weeks vs every 4 weeks). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for SafeHaven Mobile against 4.3 for Zap by Paystack. Both are backed by a comparable volume of ratings — 30 and 24 respectively. Written reviews are what separate them: 67% of SafeHaven Mobile's written reviews are positive against 62% of Zap by Paystack's.

UpkeepUpdate frequency

SafeHaven Mobile ships an update every 4 weeks, Zap by Paystack every 2 weeks. The most recent releases landed on October 7, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
SafeHaven Mobile versus Zap by Paystack: the parameters behind the verdict, then further details
ParameterSafeHaven MobileZap by Paystack
PriceFreeFree
Rating4.4 (30 ratings) — better4.3 (24 ratings)
Positive reviews66.7% of reviews — better61.5% of reviews
Number of ratings30 — better24
Update frequencyEvery 4 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.0
Further details — not scored
Size188 MB59 MB
Age rating4+17+
DeveloperSudo Africa, Inc.Paystack Payments Limited

Customer experience

SafeHaven Mobile

All ratings30 ratings
Positive83.3%
Neutral6.7%
Negative10.0%
Written reviews6 reviews
Positive66.7%
Neutral16.7%
Negative16.7%

Zap by Paystack

All ratings24 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews13 reviews
Positive61.5%
Neutral7.7%
Negative30.8%

In-app purchases

None

SafeHaven Mobile

No in-app purchases

None

Zap by Paystack

No in-app purchases

Questions

Is SafeHaven Mobile free?
SafeHaven Mobile is free to download, with no in-app purchases.
Is Zap by Paystack free?
Zap by Paystack is free to download, with no in-app purchases.
Which has better reviews, SafeHaven Mobile or Zap by Paystack?
SafeHaven Mobile is rated higher. SafeHaven Mobile averages 4.4 out of 5 from 30 ratings, while Zap by Paystack averages 4.3 from 24 ratings.
Do SafeHaven Mobile or Zap by Paystack have ads?
Zap by Paystack shows ads; SafeHaven Mobile does not.
Which is updated more often, SafeHaven Mobile or Zap by Paystack?
SafeHaven Mobile ships an update every 4 weeks, and Zap by Paystack every 2 weeks. Most recently, SafeHaven Mobile was updated on October 7, 2026 and Zap by Paystack on September 23, 2026.

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