Comparison

Tchova vs Subscro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tchova

Manage your personal finances effectively by controlling your budget down to the last detail while still enjoying life's achievements. This app helps you gain control of your financial life, track expenses and income, create financial plans, and receive relevant daily financial information.

Highlights
  • Expense and income control with bill attachment
  • Create detailed financial plans
  • Periodic financial reports
  • Bank account association and integration
  • Daily financial literacy information
  • Alternative savings for short-term goals
  • Bill payment reminders
  • Performance charts by category
Features
Read full description

Uma forma contextualizada e eficaz de cuidar das suas finanças pessoais, controlando o seu orçamento até a vírgula, mas sem deixar de viver e desfrutar das conquistas diárias. Essa aplicação é feita para milhares de pessoas mas pensada nas necessidades individuais de cada indivíduo. Ao baixar a app Tchova tomarás o controle da tua própria vida. É como se tivesses escolhido tomar a pílula vermelha. O Tchova permitirá que sejas capaz de: 1- Controlar as suas despesas e ganhos, incluindo anexo de facturas em tempo real 2- Criar um plano financeiro consistente e detalhado para o seu presente e futuro 3- Obter relatórios periódicos com informação selecionada e relevante 4- Escolher criar suas contas com associação bancária e posteriormente integrada. 5- Obter informações diárias que lhe permitirão evoluir o seu nível de literacia financeira 6- Poupar de modo alternativo para alcançar seus objectivos de curto prazo com a conta Mixikila 7- Nunca deixar de pagar uma conta por perder a data. O Tchova permite que sejas notificado de datas antes do vencimento. 8- Gráficos de desempenho por categoria 9- Integração com carteiras de investimentos para acesso de visualização. 10- Blog de notícias diárias relevantes para o desempenho das suas finanças. Esta aplicação é focada para que pessoas possam viver em alta performance financeira e que indivíduos que possuam renda fixa ou variável, estejam a trabalhar por conta de outrem ou própria e até desempregados possam ser os senhores dos seus destinos financeiros.

About

Subscro

Read full description

Subscro – Your personal subscription manager Netflix, Spotify, iCloud, gym memberships, insurance… Subscriptions add up quickly, and it is easy to lose control. Subscro helps you manage all your recurring payments in one place, with a visual calendar that shows you exactly when and how much you will pay. VISUAL CALENDAR View all your renewals in an intuitive monthly calendar. Tap any day to see which subscriptions renew and their exact amounts. DETAILED STATISTICS Understand where your money goes with clear charts: • Spending by month, category, and payment method • Analysis by groups and members, ideal for families • Spending projections for the next 12 months • Expense history for the last 12 months REAL MULTI-CURRENCY SUPPORT Do you have subscriptions in different currencies? Subscro automatically converts amounts to your main currency using daily updated exchange rates. SMART REMINDERS Set custom notifications for each subscription. Choose how many days in advance you want to be notified and at what time. Avoid unexpected charges. GROUP MANAGEMENT Perfect for shared subscriptions. Create groups such as Family, Friends, or Work and add members to see exactly how much each person or household spends. FLEXIBLE ORGANIZATION • Customizable categories with colors • Tags for advanced classification • Payment methods to know which card or account is charged OPTIONAL ICLOUD SYNC Keep your data synced across all your Apple devices. The app works fully offline, and synchronization only happens when you choose. PRIVACY AND SECURITY • Protection with PIN or Face ID / Touch ID • Data stored locally on your device • No mandatory account or registration • Optional and encrypted iCloud synchronization OTHER FEATURES • Trial period tracking • Price history for subscriptions • Pause and reactivate subscriptions • Light, dark, or automatic theme • Available in Spanish, English, German, French, Italian, Portuguese, Japanese, Korean, Chinese, and Hindi FREE TO START Try Subscro with up to 3 subscriptions for free. Unlock unlimited subscriptions with a one-time purchase, no subscriptions and no renewals. Download Subscro and start controlling your recurring expenses today.

Screenshots

Tchova4 screens
Subscro4 screens

Verdict

The call

The clearest difference is in-app purchases: Tchova at none against Subscro's 1. Subscro's advantage is update cadence (every 4 days vs every 2 weeks) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscro sells 1 one-off in-app purchase. Tchova asks for nothing beyond the download.

UpkeepUpdate frequency

Tchova ships an update every 2 weeks, Subscro every 4 days. The most recent releases landed on October 3, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 5 level
Tchova versus Subscro: the parameters behind the verdict, then further details
ParameterTchovaSubscro
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS16.0 — better17.6
Further details — not scored
Size16 MB8 MB
Age rating17+4+
DeveloperCelio GarciaJose David Navarro Rubio

In-app purchases

None

Tchova

No in-app purchases

1 purchases

Subscro

One-time1
  • Premium Lifetime$4.99

Questions

Is Tchova free?
Tchova is free to download, with no in-app purchases.
Is Subscro free?
Subscro is free to download, with in-app purchases available.
Do Tchova or Subscro have ads?
Neither Tchova nor Subscro shows ads.
Which is updated more often, Tchova or Subscro?
Tchova ships an update every 2 weeks, and Subscro every 4 days. Most recently, Tchova was updated on October 3, 2026 and Subscro on October 12, 2026.

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