Comparison

Universalbank vs Asterium Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Universalbank

Manage your personal banking remotely with this official mobile system. Perform transactions, view account details, make payments for various services, and track loans and deposits.

Highlights
  • Account balance and transaction history
  • Fund transfers between accounts
  • Loan and deposit information
  • Retail and utility service payments
  • Mobile and internet service payments
  • Currency exchange rates
  • Bank announcements and newsletters
Features
Read full description

Universalbank - является официальной мобильной системой для оказания удаленных банковских услуг физическим лицам - клиентам банка. Данная система позволяет совершать посредством мобильных средств связи следующие банковские операции: 
 - Получение информации об остатках и оборотах по счетам клиента; 
 - Осуществление переводов средств между счетами клиента;
 - Погощение потребительских кредитов ; 
- Оплату за розничные услуги;
 - Оплата за коммунальные услуги;
 - Оплата за услуги мобильных операторов;
 - Оплата за услуги Интернет-провайдеров;
 - Осуществление прочих платежей, настраиваемых с помощью шаблонов операций;
 - Просмотр выписки по счету;
 - Получение информации по состоянию кредитных договоров клиента; 
- Получение информации по вкладам клиента;
 - Получение информации по счетам пластиковых карт;
 - Просмотр курсов валют;
 - Получение банковских объявлений и рассылок.

About

Asterium Wallet

Features
Read full description

All of Asterium’s financial features in one app Asterium Wallet is a modern app for managing your personal finances. Its intuitive interface, advanced security, and quick access to essential tools make it easy to manage your funds and handle everyday financial tasks. Reliable security Advanced encryption, biometric login, and two-factor authentication help protect your account, funds, and every transaction. Buy and exchange Buy, sell, and exchange available financial instruments directly in the app — quickly, conveniently, and without unnecessary steps. Borderless transfers Send and receive funds anytime, from anywhere in the world — directly from your smartphone. Everything under control Track your balance and current exchange rates, manage your assets, and complete essential transactions in just a few taps. Asterium Wallet — your finances, always within reach.

Screenshots

Universalbank4 screens
Asterium Wallet4 screens

Verdict

The call

The clearest difference is device support: Universalbank at 3 against Asterium Wallet's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 8 level
Universalbank versus Asterium Wallet: the parameters behind the verdict, then further details
ParameterUniversalbankAsterium Wallet
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod, Apple Watch — betteriPhone
Requires iOS15 — better16.0
Further details — not scored
Size134 MB112 MB
Age rating4+17+
DeveloperUniversalbankAsterium

In-app purchases

None

Universalbank

No in-app purchases

None

Asterium Wallet

No in-app purchases

Questions

Is Universalbank free?
Universalbank is free to download, with no in-app purchases.
Is Asterium Wallet free?
Asterium Wallet is free to download, with no in-app purchases.
Do Universalbank or Asterium Wallet have ads?
Neither Universalbank nor Asterium Wallet shows ads.
Which is updated more often, Universalbank or Asterium Wallet?
Universalbank ships an update fortnightly, and Asterium Wallet fortnightly. Most recently, Universalbank was updated on October 24, 2026 and Asterium Wallet on October 28, 2026.

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