Comparison

Universalbank vs Poytaxt Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Universalbank

Manage your personal banking remotely with this official mobile system. Perform transactions, view account details, make payments for various services, and track loans and deposits.

Highlights
  • Account balance and transaction history
  • Fund transfers between accounts
  • Loan and deposit information
  • Retail and utility service payments
  • Mobile and internet service payments
  • Currency exchange rates
  • Bank announcements and newsletters
Features
Read full description

Universalbank - является официальной мобильной системой для оказания удаленных банковских услуг физическим лицам - клиентам банка. Данная система позволяет совершать посредством мобильных средств связи следующие банковские операции: 
 - Получение информации об остатках и оборотах по счетам клиента; 
 - Осуществление переводов средств между счетами клиента;
 - Погощение потребительских кредитов ; 
- Оплату за розничные услуги;
 - Оплата за коммунальные услуги;
 - Оплата за услуги мобильных операторов;
 - Оплата за услуги Интернет-провайдеров;
 - Осуществление прочих платежей, настраиваемых с помощью шаблонов операций;
 - Просмотр выписки по счету;
 - Получение информации по состоянию кредитных договоров клиента; 
- Получение информации по вкладам клиента;
 - Получение информации по счетам пластиковых карт;
 - Просмотр курсов валют;
 - Получение банковских объявлений и рассылок.

About

Poytaxt Mobile

Manage your finances securely and conveniently with this mobile banking app. Perform card operations, make instant money transfers, and pay bills online from home. Track expenses, monitor balances, and exchange currency with ease.

Highlights
  • Card management (add local/international cards)
  • Virtual Visa card creation
  • Money transfers to Uzbek bank cards
  • Online bill payments (mobile, internet, utilities)
  • Expense tracking and balance monitoring
  • Currency exchange and rate information
Features
Read full description

Poytaxt Mobile - bu Poytaxt Bank AJ tomonidan ishlab chiqilgan zamonaviy mobil ilova, bu ilova yordamida mablag‘laringizni xavfsiz, qulay va tez boshqarish imkoniga ega bo‘lasiz. Endi siz quyidagi imkoniyatlardan foydalanishingiz mumkin: Kartalarni boshqarish: - Istalgan O'zbekistondagi bank kartalarini qo'shish - Poytaxt Bank Xalqaro Visa kartasini qo‘shish va ishlatish imkoniyati - Virtual Visa kartasini bir zumda ochish Pul otkazmalari: - O'zbekistondagi banklar kartalariga telefon raqami yoki karta raqami orqali pul o’tkazing Onlayn to’lovlar: - Uyda o‘tirgan holda online mobil aloqa, internet, kommunal va davlat xizmatlari uchun to‘lovlarni amalga oshirish imkoniyati. - Tanlangan to‘lovlar ilovada saqlanadi va keyingi safar ularni tezda to‘lash imkoni. - Xarajatlar ustidan nazorat va joriy balansni kuzatish - «My Home», «My Car» xizmati va boshqa qulay funksiyalar Valyuta bilan ishlash: -Bankning valyuta kurslari bilan tanishish va valyuta ayriboshlash Bizning veb-sayt: https://poytaxtbank.uz/uz/ Bizning Telegram-kanal: https://t.me/bank_poytaxt Bizning Instagram sahifamiz: https://www.instagram.com/poytaxt_bank?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== Bizning Facebook sahifamiz: https://www.facebook.com/Poytaxt Aloqa raqamlarimiz: +998 71 214-20-00

Screenshots

Universalbank4 screens
Poytaxt Mobile4 screens

Verdict

The call

The clearest difference is rating: Universalbank at 5.0 against Poytaxt Mobile's 1.0. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Universalbank holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Universalbank ships an update fortnightly, Poytaxt Mobile monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 8 level
Universalbank versus Poytaxt Mobile: the parameters behind the verdict, then further details
ParameterUniversalbankPoytaxt Mobile
PriceFreeFree
Rating5.0 (2 ratings) — better1.0 (1 ratings)
Number of ratings2 — better1
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS15 — better15.5
Further details — not scored
Size134 MB112 MB
Age rating4+9+
DeveloperUniversalbankPoytaxtbank

Customer experience

Universalbank

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Poytaxt Mobile

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Universalbank

No in-app purchases

None

Poytaxt Mobile

No in-app purchases

Questions

Is Universalbank free?
Universalbank is free to download, with no in-app purchases.
Is Poytaxt Mobile free?
Poytaxt Mobile is free to download, with no in-app purchases.
Which has better reviews, Universalbank or Poytaxt Mobile?
Universalbank is rated higher. Universalbank averages 5.0 out of 5 from 2 ratings, while Poytaxt Mobile averages 1.0 from 1 ratings.
Do Universalbank or Poytaxt Mobile have ads?
Neither Universalbank nor Poytaxt Mobile shows ads.
Which is updated more often, Universalbank or Poytaxt Mobile?
Universalbank ships an update fortnightly, and Poytaxt Mobile monthly. Most recently, Universalbank was updated on November 3, 2026 and Poytaxt Mobile on October 30, 2026.

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