Comparison

Universalbank vs Mafin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Universalbank

Manage your personal banking remotely with this official mobile system. Perform transactions, view account details, make payments for various services, and track loans and deposits.

Highlights
  • Account balance and transaction history
  • Fund transfers between accounts
  • Loan and deposit information
  • Retail and utility service payments
  • Mobile and internet service payments
  • Currency exchange rates
  • Bank announcements and newsletters
Features
Read full description

Universalbank - является официальной мобильной системой для оказания удаленных банковских услуг физическим лицам - клиентам банка. Данная система позволяет совершать посредством мобильных средств связи следующие банковские операции: 
 - Получение информации об остатках и оборотах по счетам клиента; 
 - Осуществление переводов средств между счетами клиента;
 - Погощение потребительских кредитов ; 
- Оплату за розничные услуги;
 - Оплата за коммунальные услуги;
 - Оплата за услуги мобильных операторов;
 - Оплата за услуги Интернет-провайдеров;
 - Осуществление прочих платежей, настраиваемых с помощью шаблонов операций;
 - Просмотр выписки по счету;
 - Получение информации по состоянию кредитных договоров клиента; 
- Получение информации по вкладам клиента;
 - Получение информации по счетам пластиковых карт;
 - Просмотр курсов валют;
 - Получение банковских объявлений и рассылок.

About

Mafin

Features
Read full description

Whether you’re managing your personal budget, tracking family spending, preparing for tax season, or keeping records of business expenses, Mafin keeps everything organized and easy to access. Simply scan a paper receipt or upload a PDF receipt or image, and your expenses are organized automatically. No manual data entry. No complicated spreadsheets. KEY FEATURES • Scan or upload receipts in seconds Capture paper receipts with your camera or upload PDF receipts and image files. • Automatic expense organization Your receipts are processed automatically, making it easy to keep every expense organized. • Track your spending See exactly where your money goes with clear spending summaries and reports. • Budget tracking Set monthly budgets and monitor your spending to stay on track. • Smart expense categories View your expenses organized into clear categories, making it easier to understand your spending habits. • Tax-ready records Keep deductible expenses organized throughout the year. • Export your data Export your expense history to Excel for reporting, analysis, or sharing with your accountant. • Private & secure Your financial information is protected, and your data stays private. PERFECT FOR • Personal budgeting • Families • Freelancers and self-employed professionals • Small business owners • Tax preparation • Everyday expense tracking WHY CHOOSE MAFIN • Scan or upload receipts in seconds • Automatically organize your expenses • Track spending and stay on budget • View expenses by category • Export your data to Excel • Simple, clean, and intuitive design • Private and secure financial management Download Mafin today and make expense tracking simple.

Screenshots

Universalbank4 screens
Mafin3 screens

Verdict

The call

Universalbank and Mafin are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Universalbank ships an update fortnightly, Mafin every 3 weeks. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

ScorecardNo meaningful differences
Universalbank versus Mafin: the parameters behind the verdict, then further details
ParameterUniversalbankMafin
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15 — better16.4
Further details — not scored
Size134 MB63 MB
Age rating4+4+
DeveloperUniversalbankOleksandr Vender

In-app purchases

None

Universalbank

No in-app purchases

None

Mafin

No in-app purchases

Questions

Is Universalbank free?
Universalbank is free to download, with no in-app purchases.
Is Mafin free?
Mafin is free to download, with no in-app purchases.
Do Universalbank or Mafin have ads?
Neither Universalbank nor Mafin shows ads.
Which is updated more often, Universalbank or Mafin?
Universalbank ships an update fortnightly, and Mafin every 3 weeks. Most recently, Universalbank was updated on November 3, 2026 and Mafin on October 28, 2026.

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